Alfa Financial Software
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Alfa Financial Software (ALFA) investor relations material

Alfa Financial Software Q4 2025 TU earnings summary

Complete event summary combining all related documents: earnings call transcript, report, and slide presentation.
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Q4 2025 TU earnings summary29 Jan, 2026

Executive summary

  • Achieved strong Q4 and FY25 performance, with revenue and profit exceeding market expectations.

  • Expanded product capabilities in Originations, Fleet, and Commercial Finance, broadening addressable markets.

  • Maintained robust late-stage sales pipeline and increased total contract value (TCV).

Financial highlights

  • FY25 revenue reached £126.5m, up 15% year-over-year and about £2m above expectations.

  • Operating profit grew 17% to £40.0m, approximately £3m ahead of market forecasts.

  • Q4 revenue was £32.5m, up 11% year-over-year.

  • Subscription revenues rose 15% and delivery revenues increased 16% in Q4 compared to last year.

  • Software Engineering revenues declined by about 7% in Q4, less than anticipated.

Outlook and guidance

  • Strong pipeline and TCV expected to drive further growth in subscription and delivery revenues in 2026.

  • Anticipates reduced Software Engineering revenues as focus shifts to product investment.

  • Confident in market strength and well-positioned for overall growth despite currency headwinds.

Expected 2026 Software Engineering revenue impact
New market capabilities: revenue contribution timeline
What is the revenue profile of new pipeline prospects?
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H2 202512 Mar, 2026
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Frequently asked questions

Alfa Financial Software Holdings PLC, through its subsidiaries, provides software solutions and consultancy services to the asset finance industry in the United Kingdom, the United States, rest of Europe, and internationally. The company operates through Services, Software, and Subscription segments. It provides Alfa Systems a software platform to administer retail and corporate businesses from point of sale through originations to contract management and remarketing; and Alfa Digital platform and apps suite, an omnichannel digital solution that delivers concepts such as self-serve, customer onboarding, and mobility as well as point of sale functionality across various devices. The company also offers cloud hosting services. It primarily serves equipment and automotive finance markets. The company was founded in 1990 and is based in London

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