)
Edge20 Feb 2026
Dollar General: The Rural Retailer Playbook
How Dollar General built a small-box empire across rural America, scaling value and convenience into one of retail's most durable business models.
AUB Group
AUB Group (AUB) investor relations material
AUB Group H1 2026 earnings summary
Complete event summary combining all related documents: earnings call transcript, report, and slide presentation.H1 2026 earnings summary23 Feb, 2026
Executive summary
Underlying net profit after tax (UNPAT) rose 13.9% to AUD 90.4 million, with margin expanding to 33.9% in H1 FY2026, reflecting resilience and disciplined cost management.
Revenue increased 6.6% year-over-year to AUD 759.5 million, with EPS up 13.9% to 77.54 cents and an interim dividend of 27.0 cents per share, up 8% year-over-year.
International division led profit growth with 29% underlying PBT increase and 510bps margin expansion, while New Zealand Broking saw profits decline due to market softness.
The Prestige acquisition and about 30 smaller equity investments completed in H1 FY2026, advancing UK retail strategy and strengthening the portfolio.
Comprehensive income after tax was impacted by significant negative foreign currency translation reserves.
Financial highlights
Organic profit growth was strong, with acquisitions contributing an additional 6% to profit growth; FX and funding costs had a -6.5% impact.
EBIT margin reached 33.9%, up 190bps year-over-year, with meaningful expansion across the group.
BizCover revenues grew 13.3%, EBIT margin up 330bps to 46.6%, and PBT up 23.3%.
Agencies delivered 10.8% revenue growth and margin expansion to 42.4%, with PBT up 10%.
Cash and undrawn debt stood at AUD 143.5 million at 31 Dec 2025; pro-forma post-Prestige acquisition at AUD 300.3 million.
Outlook and guidance
FY2026 UNPAT guidance upgraded to AUD 220–230 million, representing 9.9%–14.9% growth over FY2025, including Prestige acquisition and step-ups in AUB 360 and Pacific Indemnity.
Guidance incorporates FX and interest rate assumptions, with $36 million of US dollar brokerage income unhedged in H2 2026.
Management expects continued strong performance, with Prestige acquisition expected to settle by 1 May 2026.
Projected leverage post-Prestige acquisition?
NZ Broking underperformance strategy?
Drivers of foreign exchange translation loss?
How AI adoption impacts broker capability?
Australian broking revenue ceiling potential
New Zealand broking remediation strategy
Partial view of Summaries dataset, powered by Quartr API
Research faster. Power your platform.
Next AUB Group earnings date
H2 202625 Aug, 2026
AUB Group
Next AUB Group earnings date
H2 202625 Aug, 2026
The essential earnings season companion
The #1 app for qualitative research. Live earnings calls, AI chat, transcripts, and more. All for free.
Live calls and transcripts
Listen to earnings calls, CMDs, investor conferences, and more – with a podcast-like experience.
Find what you need faster
Search for any keyword across all transcripts simultaneously.
Easily store key findings
Capturing important takeaways is as simple as it gets. Even during your lunch run or commute.
Your watchlist. Your dashboard.
Follow the companies that matter to you. Get a personalized feed with real-time updates.
Be the first to know
Set keyword alerts for any company, product, or competitor. Get notified the moment they're mentioned.
Consensus estimates
Access analyst consensus estimates, valuation multiples, and revenue segments splits.
All IR material in one place
The easiest way to stay updated during earnings season.
Global coverage
All events from public companies. Live and recorded.
Just click and listen
No webcast links. No manual registrations.
excellent app, it gives me free access to company earnings calls and annual reports. I also love the convenience of calls being available offline so I can listen in whilst doing other things and even when internet or WiFi isn't available.
)
Leroy DaleyApp Store
One of the very few apps you could call perfect. If something was to add to it, maybe the share price of the company when you search for it, but it's already excellent.
)
Eferix Drawings Google Play
This is genuinely one of the cleanest and fastest finance apps out there to track the market.
anuj283App Store
excellent app, it gives me free access to company earnings calls and annual reports. I also love the convenience of calls being available offline so I can listen in whilst doing other things and even when internet or WiFi isn't available.
Leroy DaleyApp Store
One of the very few apps you could call perfect. If something was to add to it, maybe the share price of the company when you search for it, but it's already excellent.
Eferix Drawings Google Play
This is genuinely one of the cleanest and fastest finance apps out there to track the market.
anuj283App Store
I can't remember the last time an app had such a positive impact on my investment process.
)
@ankurshah47_ x.com
Love the app! Quartr makes it really easy to keep track of earnings calls. It also includes the reports and slides to make it easier to follow along.
Amina0781App Store
Quartr is amazing, no way around it. It is the best right now for earnings calls, presentations, and the like.
@theshortbearx.com
I can't remember the last time an app had such a positive impact on my investment process.
@ankurshah47_ x.com
Love the app! Quartr makes it really easy to keep track of earnings calls. It also includes the reports and slides to make it easier to follow along.
Amina0781App Store
Quartr is amazing, no way around it. It is the best right now for earnings calls, presentations, and the like.
@theshortbearx.com
)
)
Frequently asked questions
AUB Group Limited is an Australian company recognized as a key player in the insurance industry, specializing in both retail and wholesale insurance brokerage, as well as underwriting agency services. It operates under different segments, including Australian Broking, New Zealand Broking, Agencies, and Tysers, catering to diverse insurance needs across these markets. The company is headquartered in North Sydney, New South Wales, and its shares are listed on the Australian Securities Exchange.
Quartr provides global coverage of all investor relation material from public companies.
Mobile app: Research anytime, anywhere with the #1 app for live earnings calls, transcripts, analyst estimates, and more. All for free.
Desktop (Quartr Pro): The leading platform for qualitative research, used daily by top firms and financial institutions.
Quartr API: Build custom solutions powered by live earnings calls, live transcripts, filings and reports, slide presentations, and more.
Yes, the Quartr mobile app is free on both iOS and Android.
Yes. Quartr provides global, industry-leading live coverage of company events such as regular earnings calls, capital markets days, M&A announcements, and investor conferences. Live with zero delays. Just click and listen.
Yes, capturing important takeaways is as simple as it gets. Even during your lunch run or commute.
Yes. Follow the companies that matter to you. Get a personalized feed with real-time updates, a tailored earnings calendar, and instant alerts when earnings calls go live.
Yes. Set keyword alerts for any company, product, or competitor. Get notified the moment they're mentioned, regardless of who's talking.
Explore our global coverage