)
Investor Relations14 Oct 2025
Boost Your Earnings Season Strategy With Real‑Time Alerts
Quartr Pro provides real time alerts, trend analysis and live coverage, giving analysts and investors instant insights to act faster in earnings.
Bank Leumi Le-Israel B.M. (LUMI) investor relations material
Bank Leumi Le-Israel B.M. Q2 2025 earnings summary
Complete event summary combining all related documents: earnings call transcript, report, and slide presentation.Q2 2025 earnings summary13 Aug, 2025
Executive summary
Net income for Q2 2025 reached NIS 2.6 billion, a 15% increase year-over-year, with ROE at 16.2% and strong profitability.
Maintained a best-in-class cost-income (efficiency) ratio of 26.9%, among the best globally.
Dividend payout increased to 50% of net income, totaling NIS 1.3 billion, split between cash and share buyback.
Continued growth in net loans and a diversified deposit base, with robust credit quality and low NPLs.
Shareholders' equity increased 12.2% year-over-year to NIS 65.5 billion.
Financial highlights
Q2 2025 net income was NIS 2,610 million; H1 2025 net income reached NIS 5,013 million.
Net interest income for Q2 2025 was NIS 4,540 million, up 3.7% year-over-year; NIM at 2.53%.
Non-interest income rose 5.9% to NIS 1,446 million compared to Q2 2024.
Net loan growth was 5.7% quarter-over-quarter and 8.6% year-over-year.
Loan loss expenses increased to NIS 223 million in Q2 2025.
Outlook and guidance
Economic recovery in Israel expected to continue through 2025-26, with strong labor market and moderate government debt increase.
Targeting a minimum 50% payout ratio for 2025-26, subject to regulatory approval.
Focus on responsible growth in corporate, commercial, and mortgage segments.
Continued commitment to maintaining high loan portfolio quality and low NPL ratio.
Explain Leumi's initiatives due to the war.
How did corporate credit change YoY?
What drove the decrease in non-interest income?
Partial view of Summaries dataset, powered by Quartr API
Research faster. Power your platform.
Next Bank Leumi Le-Israel B.M. earnings date
Q3 202518 Nov, 2025
Next Bank Leumi Le-Israel B.M. earnings date
Q3 202518 Nov, 2025
The essential earnings season companion
The #1 app for live earnings calls, transcripts, analyst estimates, and more. All for free.
Live calls and transcripts
Listen to earnings calls, CMDs, investor conferences, and more – with a podcast-like experience.
Find what you need faster
Search for any keyword across all transcripts simultaneously.
Easily store key findings
Capturing important takeaways is as simple as it gets. Even during your lunch run or commute.
Your watchlist. Your dashboard.
Follow the companies that matter to you. Get a personalized feed with real-time updates.
Be the first to know
Set keyword alerts for any company, product, or competitor. Get notified the moment they're mentioned.
Consensus estimates
Access analyst consensus estimates, valuation multiples, and revenue segments splits.
All IR material in one place
The easiest way to stay updated during earnings season.
Global coverage
All events from public companies. Live and recorded.
Just click and listen
No webcast links. No manual registrations.
excellent app, it gives me free access to company earnings calls and annual reports. I also love the convenience of calls being available offline so I can listen in whilst doing other things and even when internet or WiFi isn't available.
)
Leroy DaleyApp Store
One of the very few apps you could call perfect. If something was to add to it, maybe the share price of the company when you search for it, but it's already excellent.
)
Eferix Drawings Google Play
This is genuinely one of the cleanest and fastest finance apps out there to track the market.
anuj283App Store
excellent app, it gives me free access to company earnings calls and annual reports. I also love the convenience of calls being available offline so I can listen in whilst doing other things and even when internet or WiFi isn't available.
Leroy DaleyApp Store
One of the very few apps you could call perfect. If something was to add to it, maybe the share price of the company when you search for it, but it's already excellent.
Eferix Drawings Google Play
This is genuinely one of the cleanest and fastest finance apps out there to track the market.
anuj283App Store
I can't remember the last time an app had such a positive impact on my investment process.
)
@ankurshah47_ x.com
Love the app! Quartr makes it really easy to keep track of earnings calls. It also includes the reports and slides to make it easier to follow along.
Amina0781App Store
Quartr is amazing, no way around it. It is the best right now for earnings calls, presentations, and the like.
@theshortbearx.com
I can't remember the last time an app had such a positive impact on my investment process.
@ankurshah47_ x.com
Love the app! Quartr makes it really easy to keep track of earnings calls. It also includes the reports and slides to make it easier to follow along.
Amina0781App Store
Quartr is amazing, no way around it. It is the best right now for earnings calls, presentations, and the like.
@theshortbearx.com
Related articles
)
Edge3 Oct 2025
Epiroc: A Culture of Moving Mountains
From automation to electrification, Swedish industrial giant Epiroc is leading a transformation in how the world mines.
)
Company Research22 Sep 2025
Moody's: Shaping Global Credit
Explore Moody's evolution from publishing manuals to becoming a giant in credit ratings, guiding issuers, investors, and regulators worldwide.
Frequently asked questions
Bank Leumi Le-Israel B.M., more commonly known as Bank Leumi, is an established Israeli bank offering a comprehensive range of personal, business, and private banking solutions. Bank Leumi's product portfolio encompasses deposits, loans, pension savings, credit cards, and foreign currency accounts, among others. The bank also provides private banking, online banking, international finance and trade, asset and liability management, and clearing services. Additionally, it offers underwriting, trust and custody services, brokerage, forex trading, mobile banking, and advisory services. The company is headquartered in Tel Aviv, Israel, and its shares are listed on the Tel Aviv Stock Exchange.
Quartr provides global coverage of all investor relation material from public companies.
Mobile app: Research anytime, anywhere with the #1 app for live earnings calls, transcripts, analyst estimates, and more. All for free.
Desktop (Quartr Pro): The leading platform for qualitative research, used daily by top firms and financial institutions.
Quartr API: Build custom solutions powered by live earnings calls, live transcripts, filings and reports, slide presentations, and more.
Yes, the Quartr mobile app is free on both iOS and Android.
Yes. Quartr provides global, industry-leading live coverage of company events such as regular earnings calls, capital markets days, M&A announcements, and investor conferences. Live with zero delays. Just click and listen.
Yes, capturing important takeaways is as simple as it gets. Even during your lunch run or commute.
Yes. Follow the companies that matter to you. Get a personalized feed with real-time updates, a tailored earnings calendar, and instant alerts when earnings calls go live.
Yes. Set keyword alerts for any company, product, or competitor. Get notified the moment they're mentioned, regardless of who's talking.
Explore our global coverage