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Edge16 Oct 2026
Winner, Winner: The Chicken McNugget Story
How a 1940s breeding contest, a Cornell food scientist, and a hedge by Ray Dalio helped McDonald's turn the Chicken McNugget into a fast-food icon.
Capital City Bank Group
Capital City Bank Group (CCBG) investor relations material
Capital City Bank Group Q3 2026 earnings summary
Complete event summary combining all related documents: earnings call transcript, report, and slide presentation.Q3 2026 earnings summary20 Oct, 2026
Executive summary
Q3 2026 net income was $16.9 million, or $0.99 per diluted share, versus $16.3 million and $0.95 in Q2 2026 and $16.0 million and $0.93 in Q3 2025.
Results reflected expanding net interest margin and improved credit quality; quarter-end loans and deposits declined, with deposit movement driven by seasonal public-fund balances.
Financial highlights
Tax-equivalent net interest income was $45.1 million in Q3, up from $44.2 million in Q2 and $43.6 million in Q3 2025; one extra calendar day contributed to the sequential increase.
Net interest income after provision was $45.1 million; operating profit was $22.2 million, and net income was $16.9 million in Q3 2026.
Nine-month net income was $49.0 million, or $2.86 per diluted share, versus $47.9 million and $2.80 in 9M 2025.
Q3 noninterest income was $19.4 million, down 5.9% QoQ; noninterest expense was $42.3 million, down 0.8% QoQ.
Outlook and guidance
Absent discrete items or new tax-credit investments, the expected 2026 annual effective tax rate is 23%–24%.
Management described momentum from margin expansion and credit improvement and said it remained positioned to finish 2026 strong.
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Latest events from Capital City Bank Group
- Q2 2026 net income rose to $16.3M, with higher margins, strong capital, and book value growth.CCBG
Q2 2026 - Earnings up 15% sequentially to $15.8M, with strong deposits and robust capital ratios.CCBGQ1 2026
- Proxy covers director elections, executive pay, auditor ratification, and ESG priorities.CCBGProxy Filing
- Director elections, executive pay, and auditor ratification headline the 2026 annual meeting.CCBGProxy Filing
- Net income up 16%, tangible book value per share up 14.3%, and strong capital ratios.CCBGQ4 2025
- Q3 2025 net income rose to $16.0M, with strong margins, capital, and growth in key markets.CCBGQ3 2025
- Q2 2024 net income was $14.2M, with higher margin, strong capital, and stable credit quality.CCBGQ2 2024
- Record earnings and double-digit growth in tangible book value and dividends per share in 2024.CCBGQ4 2024
- Q1 2025 net income rose 34% year-over-year, with strong credit and capital metrics.CCBGQ1 2025
Next Capital City Bank Group earnings date
Q4 202626 Jan, 2027
Capital City Bank Group
Next Capital City Bank Group earnings date
Q4 202626 Jan, 2027
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