Essent Group Investor Relations Material

Essent Group Ltd. provides private mortgage insurance and reinsurance for mortgages secured by residential properties located in the United States. The company through its subsidiary, Essent Guaranty, Inc., provides private mortgage insurance for single-family mortgage loans, as well as facilitates the sale of these loans in the secondary mortgage market primarily through securitization transactions. Its products include primary mortgage insurance that protects against credit losses caused primarily by borrower default, and it also offers pool insurance, which protects against the risk of a disproportionally high concentration of losses within a group of primary loans; lender-placed insurance coverage to lenders with respect to their collateral protection guidelines; and reinsurance that it offers to unaffiliated insurance companies.