)
Edge6 Mar 2026
Upvoted: The Story of Reddit
How Reddit built a unique platform around communities and conversation, turning human insight and intent into a distinctive business model.
EVERTEC
EVERTEC (EVTC) investor relations material
EVERTEC Q4 2025 earnings summary
Complete event summary combining all related documents: earnings call transcript, report, and slide presentation.Q4 2025 earnings summary26 Feb, 2026
Executive summary
Achieved record revenue of $931.8 million in 2025, up 10% year-over-year, driven by organic growth, acquisitions, and strong execution across all segments and geographies.
Adjusted EBITDA reached $373.4 million, up 10% year-over-year, with a margin of 40.1%.
Adjusted EPS grew 10% to $3.62 for the year; Q4 adjusted EPS was $0.93, up 7%.
Returned $82 million to shareholders via repurchases and dividends; share repurchase program increased to $150 million and extended to 2027.
Embedded AI across products, driving operational efficiencies and innovation in risk management and credit scoring.
Financial highlights
Q4 2025 revenue was $244.8 million, up 13% year-over-year; full-year revenue reached $931.8 million, up 10%.
Q4 adjusted EBITDA was $98.8 million, up 11% year-over-year; full-year adjusted EBITDA was $373.4 million, up 10%.
Adjusted net income for 2025 was $233.2 million, up 9% year-over-year; full-year GAAP net income was $141.6 million, up 25.7%.
Operating cash flow for 2025 was $227 million; liquidity at year-end was $490.4 million.
Ending cash balance was $306 million; net debt to adjusted EBITDA at 2.08x.
Outlook and guidance
2026 revenue expected at $1.024–$1.036 billion, up 9.9%–11.2% year-over-year.
Adjusted EPS projected at $3.84–$3.96, up 6.1%–9.4%; adjusted EBITDA margin expected at 39.5%–40.5%.
Capital expenditures projected at $90 million; tax rate assumption for 2026 is 11–12%.
Merchant Acquiring and Puerto Rico segments forecast mid-single-digit growth; Latin America segment expected to grow in the mid-20s%.
2026 guidance excludes Dimensa acquisition impact.
Dimensa's strategic value and integration plan?
Quantify AI's impact on delivery efficiency.
Key drivers for H2 LATAM growth acceleration?
Partial view of Summaries dataset, powered by Quartr API
AI can get things wrong. Verify important information.Research faster. Power your platform.
Next EVERTEC earnings date
Q1 20266 May, 2026
EVERTEC
Next EVERTEC earnings date
Q1 20266 May, 2026
The essential earnings season companion
The #1 app for qualitative research. Live earnings calls, AI chat, transcripts, and more. All for free.
Live calls and transcripts
Listen to earnings calls, CMDs, investor conferences, and more – with a podcast-like experience.
Find what you need faster
Search for any keyword across all transcripts simultaneously.
Easily store key findings
Capturing important takeaways is as simple as it gets. Even during your lunch run or commute.
Your watchlist. Your dashboard.
Follow the companies that matter to you. Get a personalized feed with real-time updates.
Be the first to know
Set keyword alerts for any company, product, or competitor. Get notified the moment they're mentioned.
Consensus estimates
Access analyst consensus estimates, valuation multiples, and revenue segments splits.
All IR material in one place
The easiest way to stay updated during earnings season.
Global coverage
All events from public companies. Live and recorded.
Just click and listen
No webcast links. No manual registrations.
excellent app, it gives me free access to company earnings calls and annual reports. I also love the convenience of calls being available offline so I can listen in whilst doing other things and even when internet or WiFi isn't available.
)
Leroy DaleyApp Store
One of the very few apps you could call perfect. If something was to add to it, maybe the share price of the company when you search for it, but it's already excellent.
)
Eferix Drawings Google Play
This is genuinely one of the cleanest and fastest finance apps out there to track the market.
anuj283App Store
excellent app, it gives me free access to company earnings calls and annual reports. I also love the convenience of calls being available offline so I can listen in whilst doing other things and even when internet or WiFi isn't available.
Leroy DaleyApp Store
One of the very few apps you could call perfect. If something was to add to it, maybe the share price of the company when you search for it, but it's already excellent.
Eferix Drawings Google Play
This is genuinely one of the cleanest and fastest finance apps out there to track the market.
anuj283App Store
I can't remember the last time an app had such a positive impact on my investment process.
)
@ankurshah47_ x.com
Love the app! Quartr makes it really easy to keep track of earnings calls. It also includes the reports and slides to make it easier to follow along.
Amina0781App Store
Quartr is amazing, no way around it. It is the best right now for earnings calls, presentations, and the like.
@theshortbearx.com
I can't remember the last time an app had such a positive impact on my investment process.
@ankurshah47_ x.com
Love the app! Quartr makes it really easy to keep track of earnings calls. It also includes the reports and slides to make it easier to follow along.
Amina0781App Store
Quartr is amazing, no way around it. It is the best right now for earnings calls, presentations, and the like.
@theshortbearx.com
)
)
Frequently asked questions
EVERTEC Inc. is a provider of full-service transaction processing solutions in Puerto Rico, the Caribbean, and Latin America. The company offers a comprehensive range of services including merchant acquiring, payment services, and business process management. These services cater to a diverse clientele, helping to streamline the transaction process for businesses, merchants, corporations, and government agencies. The company is headquartered in San Juan, Puerto Rico, and its shares are listed on the New York Stock Exchange.
Quartr provides global coverage of all investor relation material from public companies.
Mobile app: Research anytime, anywhere with the #1 app for live earnings calls, transcripts, analyst estimates, and more. All for free.
Desktop (Quartr Pro): The leading platform for qualitative research, used daily by top firms and financial institutions.
Quartr API: Build custom solutions powered by live earnings calls, live transcripts, filings and reports, slide presentations, and more.
Yes, the Quartr mobile app is free on both iOS and Android.
Yes. Quartr provides global, industry-leading live coverage of company events such as regular earnings calls, capital markets days, M&A announcements, and investor conferences. Live with zero delays. Just click and listen.
Yes, capturing important takeaways is as simple as it gets. Even during your lunch run or commute.
Yes. Follow the companies that matter to you. Get a personalized feed with real-time updates, a tailored earnings calendar, and instant alerts when earnings calls go live.
Yes. Set keyword alerts for any company, product, or competitor. Get notified the moment they're mentioned, regardless of who's talking.
Explore our global coverage