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Edge16 Oct 2026
Winner, Winner: The Chicken McNugget Story
How a 1940s breeding contest, a Cornell food scientist, and a hedge by Ray Dalio helped McDonald's turn the Chicken McNugget into a fast-food icon.
FB Bancorp
FB Bancorp (FBLA) investor relations material
FB Bancorp Q3 2026 earnings summary
Complete event summary combining all related documents: earnings call transcript, report, and slide presentation.Q3 2026 earnings summary6 Nov, 2026
Executive summary
Q3 net income was $466k vs. $1.018m YoY; 9M net income was $515k, including $1.657m from continuing operations and a $1.142m discontinued-operations loss.
9M continuing-operations net income fell to $1.657m from $3.417m, mainly as higher non-interest expenses outweighed increased non-interest income.
Financial highlights
9M net interest income was $35.9m vs. $36.2m; provision for credit losses was $1.420m vs. $1.251m.
9M non-interest income rose to $4.369m from $3.135m, including a $1.2m gain on bank-owned life insurance proceeds in May 2026.
9M non-interest expense increased 9.52% to $37.1m from $33.8m; salaries and benefits rose $2.4m, including $1.7m in new stock-based compensation and $817k in gross severance.
Q3 net interest income was $12.1m vs. $12.3m; non-interest expense rose 3.33% to $12.1m, while non-interest income declined to $1.0m from $1.1m.
Outlook and guidance
Continued runoff of residential mortgage loans is expected; gross loans held for investment declined $7.0m over 9M, including $44.1m in residential mortgage net paydowns.
No material future operating activity or losses are expected from discontinued operations after substantially all related assets and liabilities were disposed of or settled.
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Latest events from FB Bancorp
- Net income fell as discontinued operations losses and higher expenses offset core gains.FBLA
Q2 2026 - Net income fell on higher expenses and discontinued operations, but capital ratios stayed strong.FBLAQ1 2026
- Annual meeting to elect directors and ratify auditor, with strong governance and executive compensation details.FBLAProxy filing
- 2025 net income returned to positive, aided by mortgage segment exit and strong capital ratios.FBLAQ4 2025
- Director elections, equity plan approval, and auditor ratification headline the annual meeting.FBLAProxy Filing
- IPO aims to raise capital for growth, digital banking, and debt repayment amid rising credit risks.FBLARegistration Filing
- Community bank IPO targets $150M midpoint, priced at a discount, with proceeds for growth and capital.FBLARegistration Filing
- IPO seeks up to $198M to fund growth, digital banking, and loan expansion in Louisiana.FBLARegistration Filing
- Q3 2025 net income reached $1.1M, with strong capital and improved efficiency.FBLAQ3 2025
Next FB Bancorp earnings date
Q4 202618 Feb, 2027
FB Bancorp
Next FB Bancorp earnings date
Q4 202618 Feb, 2027
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Frequently asked questions
FB Bancorp Inc. is a financial services company providing a broad range of banking and financial products to individuals, businesses, and institutions. Its offerings include personal and commercial banking, wealth management, and lending solutions such as mortgages, business loans, and credit lines. The company also delivers digital banking services, enabling customers to manage their accounts and conduct transactions online. The company is headquartered in Los Angeles, California, and its shares are listed on the Nasdaq.