)
Investor Relations14 Oct 2025
Boost Your Earnings Season Strategy With Real‑Time Alerts
Quartr Pro provides real time alerts, trend analysis and live coverage, giving analysts and investors instant insights to act faster in earnings.
Freedom Holding (FRHC) investor relations material
Freedom Holding Q1 2026 earnings summary
Complete event summary combining all related documents: earnings call transcript, report, and slide presentation.Q1 2026 earnings summary8 Aug, 2025
Executive summary
Total net revenue for the quarter ended June 30, 2025, was $533.4 million, up 17% year-over-year, driven by insurance, banking, and a turnaround in trading securities gains.
Net income for the quarter was $30.4 million, down 11% from the prior year, with segment contributions led by Brokerage and Banking.
Customer growth continued, with 725,000 brokerage, 2,927,000 banking, and 1,396,000 insurance customers as of June 30, 2025.
The company completed the acquisition of Astel Group Ltd. to expand its telecommunications business in Kazakhstan.
Continued investment in technology and expansion in Central Asia and Europe.
Financial highlights
Insurance premiums earned, net of reinsurance, rose 18% to $153.3 million, driven by pension annuity and accident insurance growth.
Net gain on trading securities was $45.6 million, reversing a $52.1 million loss in the prior year, mainly due to Kazakhstan sovereign bond price increases.
Fee and commission income fell 7% to $107.6 million, mainly due to lower bank services and payment processing income.
Interest income declined 12% to $198.6 million, reflecting a lower trading securities portfolio, partially offset by higher loan and margin lending income.
Operating cash flow totaled $480.8 million for the quarter.
Outlook and guidance
Management continues to prioritize digital ecosystem expansion, including telecom and media, and expects ongoing customer growth in core markets.
Capital expenditures for telecom expansion are expected to be funded by a mix of internal funds and recent bond issuances.
No cash dividends are anticipated in the foreseeable future as earnings are retained for growth and development.
Impact of trading gains on net income?
Rationale for related party loans?
Why 1% brokerage revenue growth despite accounts?
Partial view of Summaries dataset, powered by Quartr API
Research faster. Power your platform.
Next Freedom Holding earnings date
Q2 20267 Nov, 2025
Next Freedom Holding earnings date
Q2 20267 Nov, 2025
The essential earnings season companion
The #1 app for live earnings calls, transcripts, analyst estimates, and more. All for free.
Live calls and transcripts
Listen to earnings calls, CMDs, investor conferences, and more – with a podcast-like experience.
Find what you need faster
Search for any keyword across all transcripts simultaneously.
Easily store key findings
Capturing important takeaways is as simple as it gets. Even during your lunch run or commute.
Your watchlist. Your dashboard.
Follow the companies that matter to you. Get a personalized feed with real-time updates.
Be the first to know
Set keyword alerts for any company, product, or competitor. Get notified the moment they're mentioned.
Consensus estimates
Access analyst consensus estimates, valuation multiples, and revenue segments splits.
All IR material in one place
The easiest way to stay updated during earnings season.
Global coverage
All events from public companies. Live and recorded.
Just click and listen
No webcast links. No manual registrations.
excellent app, it gives me free access to company earnings calls and annual reports. I also love the convenience of calls being available offline so I can listen in whilst doing other things and even when internet or WiFi isn't available.
)
Leroy DaleyApp Store
One of the very few apps you could call perfect. If something was to add to it, maybe the share price of the company when you search for it, but it's already excellent.
)
Eferix Drawings Google Play
This is genuinely one of the cleanest and fastest finance apps out there to track the market.
anuj283App Store
excellent app, it gives me free access to company earnings calls and annual reports. I also love the convenience of calls being available offline so I can listen in whilst doing other things and even when internet or WiFi isn't available.
Leroy DaleyApp Store
One of the very few apps you could call perfect. If something was to add to it, maybe the share price of the company when you search for it, but it's already excellent.
Eferix Drawings Google Play
This is genuinely one of the cleanest and fastest finance apps out there to track the market.
anuj283App Store
I can't remember the last time an app had such a positive impact on my investment process.
)
@ankurshah47_ x.com
Love the app! Quartr makes it really easy to keep track of earnings calls. It also includes the reports and slides to make it easier to follow along.
Amina0781App Store
Quartr is amazing, no way around it. It is the best right now for earnings calls, presentations, and the like.
@theshortbearx.com
I can't remember the last time an app had such a positive impact on my investment process.
@ankurshah47_ x.com
Love the app! Quartr makes it really easy to keep track of earnings calls. It also includes the reports and slides to make it easier to follow along.
Amina0781App Store
Quartr is amazing, no way around it. It is the best right now for earnings calls, presentations, and the like.
@theshortbearx.com
Related articles
)
Edge3 Oct 2025
Epiroc: A Culture of Moving Mountains
From automation to electrification, Swedish industrial giant Epiroc is leading a transformation in how the world mines.
)
Company Research22 Sep 2025
Moody's: Shaping Global Credit
Explore Moody's evolution from publishing manuals to becoming a giant in credit ratings, guiding issuers, investors, and regulators worldwide.
Frequently asked questions
Freedom Holding Corp. (FRHC) is a diversified financial services firm with a strong presence in Central Asia and Eastern Europe. The company, through its subsidiaries, offers a wide range of services including retail securities brokerage, research, investment counseling, securities trading, market making, retail banking, corporate investment banking, and underwriting services. Its retail brokerage services cover exchange-traded and over-the-counter corporate equity and debt securities, money market instruments, exchange-traded options and futures contracts, government bonds, and mutual funds. Freedom Holding Corp. also provides margin lending, investment education and training courses, investment research services, and commercial banking services, which encompass payment cards, digital mortgages, and business and auto loans. Additionally, the company offers capital raising solutions for corporate clients through initial public offerings and follow-on offerings, as well as debt capital markets solutions. It facilitates repurchase and reverse repurchase agreements in proprietary trading activities and provides insurance products and a proprietary trading and investment services platform, Tradernet. The company is headquartered in Almaty, Kazakhstan, and its shares are listed on the Nasdaq.
Quartr provides global coverage of all investor relation material from public companies.
Mobile app: Research anytime, anywhere with the #1 app for live earnings calls, transcripts, analyst estimates, and more. All for free.
Desktop (Quartr Pro): The leading platform for qualitative research, used daily by top firms and financial institutions.
Quartr API: Build custom solutions powered by live earnings calls, live transcripts, filings and reports, slide presentations, and more.
Yes, the Quartr mobile app is free on both iOS and Android.
Yes. Quartr provides global, industry-leading live coverage of company events such as regular earnings calls, capital markets days, M&A announcements, and investor conferences. Live with zero delays. Just click and listen.
Yes, capturing important takeaways is as simple as it gets. Even during your lunch run or commute.
Yes. Follow the companies that matter to you. Get a personalized feed with real-time updates, a tailored earnings calendar, and instant alerts when earnings calls go live.
Yes. Set keyword alerts for any company, product, or competitor. Get notified the moment they're mentioned, regardless of who's talking.
Explore our global coverage