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Edge16 Oct 2026
Winner, Winner: The Chicken McNugget Story
How a 1940s breeding contest, a Cornell food scientist, and a hedge by Ray Dalio helped McDonald's turn the Chicken McNugget into a fast-food icon.
Grupo Cibest
Grupo Cibest (CIB) investor relations material
Grupo Cibest Corporate presentation summary
Complete event summary combining all related documents: earnings call transcript, report, and slide presentation.Corporate presentation summary11 Nov, 2026
Scale and business model
Client-centric regional platform combines banking, payments, asset management, investment banking and digital financial services across complementary businesses.
As of Sep 30, 2026: assets $111.4B, loans $82.6B, deposits $83.0B, shareholders’ equity $11.7B and 3Q26 net profit $595M, using COP 3,312/USD.
Served over 33M clients with 32,036 employees, 5,795 ATMs, 795 branches and 35,117 banking agents; digital transactions totaled 8.4B, including Nequi.
Regional franchises
Bancolombia is the largest operation, with 16.9M listed customers and a 150-year history; operations span Colombia, Panama, Guatemala and El Salvador.
Bancoagrícola is El Salvador’s largest financial institution, with leading market share and consistently high returns; 3Q26 footprint included 624 ATMs, 93 branches and 882 banking agents.
Bam is Guatemala’s fourth-largest financial institution, positioned to support growth and profitability; rural market share was 24.7% in 3Q26.
Digital businesses
Nequi, the digital inclusion platform, had 29.3M users; 3Q26 active users reached 23.8M and transactions totaled 3,421M.
Wompi supports online and in-store payments; active users rose from 30.3K in 3Q25 to 193.0K in 3Q26, while transactions reached 126.0M in 3Q26.
Wenia offers digital-asset trading and transfers, including COPW and USDW stablecoins; transactions reached 519.4K in 3Q26.
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Latest events from Grupo Cibest
- Loan growth continued, while margin compression and higher provisions weighed on earnings.CIB
Q3 2026 - Strong regional financial group with digital growth, high profitability, and top ESG recognition.CIBCorporate presentation
- Net income rose 87% sequentially to COP 2.73T, with ROE at 28.7%–29% and strong capital actions.CIBQ2 2026
- Regional leader with strong digital, financial, and ESG performance across Latin America.CIBCorporate presentation
- Regional leader with USD 101.1B assets, strong digital growth, and top-tier sustainability recognition.CIBCorporate presentation
- Net income fell year-over-year but rose sequentially, with strong digital and loan growth.CIBQ1 2026
- Net income impacted by Banistmo sale, but digital growth and 2026 outlook remain strong.CIBQ4 2025
- Grupo Cibest will be established as a holding company to boost capital efficiency and enable share buybacks.CIBStatus Update
- Net income fell 13.4% sequentially as higher provisions offset loan growth.CIBQ2 2024
Next Grupo Cibest earnings date
Q4 202619 Feb, 2027
Grupo Cibest
Next Grupo Cibest earnings date
Q4 202619 Feb, 2027
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Frequently asked questions
Bancolombia S.A. is a financial institution based in Colombia, offering a broad range of banking products and services both domestically and internationally. The company operates through several segments including Banking Colombia, Banking Panama, Banking El Salvador, Banking Guatemala, Trust, Investment Banking, Brokerage, and International Banking. Its services encompass checking and savings accounts, various types of loans including personal and vehicle loans, as well as credit cards. Bancolombia also provides trade financing, financial and operating leasing services, and investment products. Additionally, the bank offers cash management services, foreign currency and trade finance solutions, and insurance products. The company is headquartered in Medellín, Colombia, and its shares are listed on the New York Stock Exchange.