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Edge16 Oct 2026
Winner, Winner: The Chicken McNugget Story
How a 1940s breeding contest, a Cornell food scientist, and a hedge by Ray Dalio helped McDonald's turn the Chicken McNugget into a fast-food icon.
HealthEquity
HealthEquity (HQY) investor relations material
HealthEquity Q2 2027 earnings summary
Complete event summary combining all related documents: earnings call transcript, report, and slide presentation.Q2 2027 earnings summary27 Aug, 2026
Executive summary
Achieved record-setting second quarter with revenue up 8% to $350.7 million, net income up 10% to $65.6 million, and Adjusted EBITDA up 11% to $167.0 million, raising full-year fiscal 2027 guidance.
HSA accounts reached a record 10.7 million (up 8% YoY), with HSA assets at $37.9 billion (up 14% YoY), and robust Marketplace activity.
Enhanced digital engagement, technology-enabled efficiency, and disciplined capital allocation supported model durability.
Returned $108.1 million to shareholders via stock repurchases in the quarter.
Financial highlights
Service revenue was $124.4 million (up 6% YoY), custodial revenue $175.9 million (up 10% YoY), and interchange revenue $50.4 million (up 5% YoY).
Gross profit for the quarter was $258 million (74% of revenue, up from 71% last year).
Net income was $65.6 million GAAP ($0.78/share); non-GAAP net income $103.8 million ($1.24/share).
Adjusted EBITDA was $167 million (up 11% YoY), with a margin of 48%.
Cash and cash equivalents stood at $256 million as of July 31, 2026.
Outlook and guidance
Fiscal 2027 revenue expected between $1.411 billion and $1.421 billion.
GAAP net income forecasted at $242–$248 million ($2.88–$2.96/share); non-GAAP net income $392–$398 million ($4.66–$4.73/share).
Adjusted EBITDA guidance raised to $628–$636 million.
Guidance reflects ongoing tech investments, growth initiatives, share repurchases, and potential debt reduction.
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Latest events from HealthEquity
- All proposals, including director elections and equity plans, were approved with no shareholder questions.HQY
AGM 2026 - Net income up 29%, Adjusted EBITDA margin at 46%, and buybacks and guidance increased.HQYQ1 2027
- Board recommends all proposals amid strong financials and enhanced governance and ESG oversight.HQYProxy filing
- Key votes include board elections, auditor ratification, and approval of compensation and equity plans.HQYProxy filing
- Record HSA and revenue growth, margin expansion, and raised guidance signal strong momentum.HQYQ4 2026
- CEO transition to Scott Cutler set for January 2025, with strong growth and innovation focus.HQYInvestor Update
- Revenue up 23%, net income up 239%, and $300M buyback announced for Q2 FY25.HQYQ2 2025
- Q1 FY25 delivered double-digit revenue and EBITDA growth, with raised guidance and record HSA gains.HQYQ1 2025
- Record FY25 revenue and HSA growth drive strong results and a positive FY26 outlook.HQYQ4 2025
Next HealthEquity earnings date
Q3 20271 Dec, 2026
HealthEquity
Next HealthEquity earnings date
Q3 20271 Dec, 2026
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Frequently asked questions
HealthEquity Inc acquires and develops technology-enabled services platforms and provides delivery of effective choice-enhancing solutions that improve the health and financial well-being of consumers, while complementing the employer responsibility to provide care options. HealthEquity, Inc. is a leader in technology-enabled services platforms that help individuals take control of their health and well-being. The company was founded in 2002 and is headquartered in Draper, Utah.