)
Edge28 Nov 2025
Keeping the Streak Alive: The Story of Duolingo
How Duolingo made language learning addictive, scaled to millions of users, and built a powerful subscription business around everyday practice.
Helia Group (HLI) investor relations material
Helia Group Q3 2025 TU earnings summary
Complete event summary combining all related documents: earnings call transcript, report, and slide presentation.Q3 2025 TU earnings summary27 Oct, 2025
Executive summary
3Q25 APRA lodgement completed for two wholly owned insurance subsidiaries, covering the three months ended 30 September 2025.
Board completed a comprehensive business review, reaffirming commitment to the Australian LMI market and focus on evolving with market changes.
Financial highlights
Gross written premium (GWP) for 3Q25 increased year-over-year, driven by higher market share and industry lending volumes, but remains below historic levels due to the expanded 5% Deposit Scheme.
Insurance revenue declined year-over-year, reflecting lower GWP in recent book years; FY25 guidance for insurance revenue remains $350–$390 million.
Total incurred claims were negative for the quarter and year-to-date, indicating extremely low claims and a continued benign claims environment.
Net investment revenue was in line with the prior year but weaker in 3Q25 due to unrealised bond portfolio losses.
Statutory net profit after tax (NPAT) for 3Q25 was $66.5 million, up from $62.0 million in the prior year.
Outlook and guidance
FY25 insurance revenue guidance remains unchanged at $350–$390 million.
Total incurred claims for FY25 are expected to remain negative, with no signs of reversal in the benign claims environment.
The expansion of the 5% Deposit Scheme is expected to materially reduce GWP for the LMI market, gradually impacting insurance revenue.
Partial view of Summaries dataset, powered by Quartr API
Research faster. Power your platform.
Next Helia Group earnings date
H2 202523 Feb, 2026
Next Helia Group earnings date
H2 202523 Feb, 2026
The essential earnings season companion
The #1 app for qualitative research. Live earnings calls, AI chat, transcripts, and more. All for free.
Live calls and transcripts
Listen to earnings calls, CMDs, investor conferences, and more – with a podcast-like experience.
Find what you need faster
Search for any keyword across all transcripts simultaneously.
Easily store key findings
Capturing important takeaways is as simple as it gets. Even during your lunch run or commute.
Your watchlist. Your dashboard.
Follow the companies that matter to you. Get a personalized feed with real-time updates.
Be the first to know
Set keyword alerts for any company, product, or competitor. Get notified the moment they're mentioned.
Consensus estimates
Access analyst consensus estimates, valuation multiples, and revenue segments splits.
All IR material in one place
The easiest way to stay updated during earnings season.
Global coverage
All events from public companies. Live and recorded.
Just click and listen
No webcast links. No manual registrations.
excellent app, it gives me free access to company earnings calls and annual reports. I also love the convenience of calls being available offline so I can listen in whilst doing other things and even when internet or WiFi isn't available.
)
Leroy DaleyApp Store
One of the very few apps you could call perfect. If something was to add to it, maybe the share price of the company when you search for it, but it's already excellent.
)
Eferix Drawings Google Play
This is genuinely one of the cleanest and fastest finance apps out there to track the market.
anuj283App Store
excellent app, it gives me free access to company earnings calls and annual reports. I also love the convenience of calls being available offline so I can listen in whilst doing other things and even when internet or WiFi isn't available.
Leroy DaleyApp Store
One of the very few apps you could call perfect. If something was to add to it, maybe the share price of the company when you search for it, but it's already excellent.
Eferix Drawings Google Play
This is genuinely one of the cleanest and fastest finance apps out there to track the market.
anuj283App Store
I can't remember the last time an app had such a positive impact on my investment process.
)
@ankurshah47_ x.com
Love the app! Quartr makes it really easy to keep track of earnings calls. It also includes the reports and slides to make it easier to follow along.
Amina0781App Store
Quartr is amazing, no way around it. It is the best right now for earnings calls, presentations, and the like.
@theshortbearx.com
I can't remember the last time an app had such a positive impact on my investment process.
@ankurshah47_ x.com
Love the app! Quartr makes it really easy to keep track of earnings calls. It also includes the reports and slides to make it easier to follow along.
Amina0781App Store
Quartr is amazing, no way around it. It is the best right now for earnings calls, presentations, and the like.
@theshortbearx.com
)
)
Frequently asked questions
Helia Group Ltd, previously known as Genworth Mortgage Insurance Australia Limited, is an Australian company specializing in lenders mortgage insurance (LMI). LMI is a financial product that facilitates residential mortgage lending by transferring the risk from lenders to the insurance providers, especially for mortgages with high loan-to-value ratios. This insurance is critical in the Australian housing market, enabling lenders to offer loans to borrowers who might otherwise be deemed too risky due to their smaller deposits. The company operates within the financial services sector, specifically focusing on mortgage insurance products for residential properties. Helia Group Ltd is headquartered in North Sydney, New South Wales, and its shares are listed on the Australian Securities Exchange.
Quartr provides global coverage of all investor relation material from public companies.
Mobile app: Research anytime, anywhere with the #1 app for live earnings calls, transcripts, analyst estimates, and more. All for free.
Desktop (Quartr Pro): The leading platform for qualitative research, used daily by top firms and financial institutions.
Quartr API: Build custom solutions powered by live earnings calls, live transcripts, filings and reports, slide presentations, and more.
Yes, the Quartr mobile app is free on both iOS and Android.
Yes. Quartr provides global, industry-leading live coverage of company events such as regular earnings calls, capital markets days, M&A announcements, and investor conferences. Live with zero delays. Just click and listen.
Yes, capturing important takeaways is as simple as it gets. Even during your lunch run or commute.
Yes. Follow the companies that matter to you. Get a personalized feed with real-time updates, a tailored earnings calendar, and instant alerts when earnings calls go live.
Yes. Set keyword alerts for any company, product, or competitor. Get notified the moment they're mentioned, regardless of who's talking.
Explore our global coverage