Helia Group Investor Relations Material

Helia Group Ltd, previously known as Genworth Mortgage Insurance Australia Limited, is an Australian company specializing in lenders mortgage insurance (LMI). LMI is a financial product that facilitates residential mortgage lending by transferring the risk from lenders to the insurance providers, especially for mortgages with high loan-to-value ratios. This insurance is critical in the Australian housing market, enabling lenders to offer loans to borrowers who might otherwise be deemed too risky due to their smaller deposits. The company operates within the financial services sector, specifically focusing on mortgage insurance products for residential properties. Helia Group Ltd is headquartered in North Sydney, New South Wales, and its shares are listed on the Australian Securities Exchange.