Logotype for Helia Group Ltd

Helia Group (HLI) investor relations material

Helia Group H1 2025 earnings summary

Complete event summary combining all related documents: earnings call transcript, report, and slide presentation.
Logotype for Helia Group Ltd
H1 2025 earnings summary22 Aug, 2025

Executive summary

  • Statutory NPAT rose to $134M for 1H25, up 38% year-over-year, driven by low claims and strong investment returns, despite a 6% decline in insurance revenue.

  • Gross written premium (GWP) increased 28% year-over-year, supported by higher market share and increased high LVR lending.

  • Major contracts with CBA and ING, representing up to 61% of GWP, will not be renewed from 2026, prompting a comprehensive business review.

  • Fully franked interim dividend of $0.16/share and unfranked special dividend of $0.27/share declared, reflecting strong capital position.

  • Capital management included redemption of $190M Tier 2 notes post-period and ongoing share buy-back program.

Financial highlights

  • Insurance revenue for 1H25 was $182M, down 6% year-over-year, while net investment revenue rose to $104.4M, annualized return of 7.3%.

  • Claims incurred were negative $27M, reflecting favorable claims experience and reserve releases.

  • Insurance service result increased to $151M, up 7% year-over-year.

  • Expenses reduced by 6% year-over-year, with further cost reductions expected.

  • Basic earnings per share rose to 49.1 cents from 32.8 cents year-over-year.

Outlook and guidance

  • FY25 insurance revenue expected between $350M and $390M, with claims anticipated to remain negative and below historical averages.

  • Revenue from in-force policies with CBA and ING will be recognized over the next 15 years, but new business from these clients will cease in 2026.

  • Ongoing business review and strategic options being considered in response to customer losses and government scheme changes.

Partial view of Summaries dataset, powered by Quartr API
Research faster. Power your platform.

Next Helia Group earnings date

Logotype for Helia Group Ltd
Q3 20255 Nov, 2025
Your earnings 
season toolkit.
Download
Free on both iOS & Android.

Next Helia Group earnings date

Logotype for Helia Group Ltd
Q3 20255 Nov, 2025

The essential earnings season companion

The #1 app for live earnings calls, transcripts, analyst estimates, and more. All for free.

Live calls and transcripts

Listen to earnings calls, CMDs, investor conferences, and more – with a podcast-like experience.

Find what you need faster

Search for any keyword across all transcripts simultaneously.

Easily store key findings

Capturing important takeaways is as simple as it gets. Even during your lunch run or commute.

Your watchlist. Your dashboard.

Follow the companies that matter to you. Get a personalized feed with real-time updates.

Be the first to know

Set keyword alerts for any company, product, or competitor. Get notified the moment they're mentioned.

Consensus estimates

Access analyst consensus estimates, valuation multiples, and revenue segments splits.

All IR material in one place

The easiest way to stay updated during earnings season.

Global coverage

All events from public companies. Live and recorded.

Just click and listen

No webcast links. No manual registrations.

Research anytime, anywhere

Built for professionals. Loved by everyone. Try our free mobile app.

excellent app, it gives me free access to company earnings calls and annual reports. I also love the convenience of calls being available offline so I can listen in whilst doing other things and even when internet or WiFi isn't available.
App-store-avatar.png play-store-avatar.png
Leroy DaleyApp Store
One of the very few apps you could call perfect. If something was to add to it, maybe the share price of the company when you search for it, but it's already excellent.
play-store-avatar
Eferix Drawings Google Play
This is genuinely one of the cleanest and fastest finance apps out there to track the market.
App-store-avatar.png play-store-avatar.png
anuj283App Store
excellent app, it gives me free access to company earnings calls and annual reports. I also love the convenience of calls being available offline so I can listen in whilst doing other things and even when internet or WiFi isn't available.
App-store-avatar.png play-store-avatar.png
Leroy DaleyApp Store
One of the very few apps you could call perfect. If something was to add to it, maybe the share price of the company when you search for it, but it's already excellent.
play-store-avatar
Eferix Drawings Google Play
This is genuinely one of the cleanest and fastest finance apps out there to track the market.
App-store-avatar.png play-store-avatar.png
anuj283App Store
I can't remember the last time an app had such a positive impact on my investment process.
x-avatar
@ankurshah47_ x.com
Love the app! Quartr makes it really easy to keep track of earnings calls. It also includes the reports and slides to make it easier to follow along.
App-store-avatar.png play-store-avatar.png
Amina0781App Store
Quartr is amazing, no way around it. It is the best right now for earnings calls, presentations, and the like.
x-avatar
@theshortbearx.com
I can't remember the last time an app had such a positive impact on my investment process.
x-avatar
@ankurshah47_ x.com
Love the app! Quartr makes it really easy to keep track of earnings calls. It also includes the reports and slides to make it easier to follow along.
App-store-avatar.png play-store-avatar.png
Amina0781App Store
Quartr is amazing, no way around it. It is the best right now for earnings calls, presentations, and the like.
x-avatar
@theshortbearx.com

Frequently asked questions

Helia Group Ltd, previously known as Genworth Mortgage Insurance Australia Limited, is an Australian company specializing in lenders mortgage insurance (LMI). LMI is a financial product that facilitates residential mortgage lending by transferring the risk from lenders to the insurance providers, especially for mortgages with high loan-to-value ratios. This insurance is critical in the Australian housing market, enabling lenders to offer loans to borrowers who might otherwise be deemed too risky due to their smaller deposits. The company operates within the financial services sector, specifically focusing on mortgage insurance products for residential properties. Helia Group Ltd is headquartered in North Sydney, New South Wales, and its shares are listed on the Australian Securities Exchange.

Quartr provides global coverage of all investor relation material from public companies.

  • Mobile app: Research anytime, anywhere with the #1 app for live earnings calls, transcripts, analyst estimates, and more. All for free.

  • Desktop (Quartr Pro): The leading platform for qualitative research, used daily by top firms and financial institutions.

  • Quartr API: Build custom solutions powered by live earnings calls, live transcripts, filings and reports, slide presentations, and more.

Yes, the Quartr mobile app is free on both iOS and Android.

Yes. Quartr provides global, industry-leading live coverage of company events such as regular earnings calls, capital markets days, M&A announcements, and investor conferences. Live with zero delays. Just click and listen.

Yes, capturing important takeaways is as simple as it gets. Even during your lunch run or commute.

Yes. Follow the companies that matter to you. Get a personalized feed with real-time updates, a tailored earnings calendar, and instant alerts when earnings calls go live.

Yes. Set keyword alerts for any company, product, or competitor. Get notified the moment they're mentioned, regardless of who's talking.

Explore our global coverage