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Edge16 Oct 2026
Winner, Winner: The Chicken McNugget Story
How a 1940s breeding contest, a Cornell food scientist, and a hedge by Ray Dalio helped McDonald's turn the Chicken McNugget into a fast-food icon.
NobleOak Life
NobleOak Life (NOL) investor relations material
NobleOak Life H2 2026 earnings summary
Complete event summary combining all related documents: earnings call transcript, report, and slide presentation.H2 2026 earnings summary28 Aug, 2026
Executive summary
Achieved 18% growth in in-force premiums to AUD 549.2 million for FY26, with new business up 9% to AUD 69.2 million, outperforming industry averages and guidance.
Underlying NPAT rose 15% to AUD 21.1 million, and reported NPAT increased 98% to AUD 14.1 million, reflecting improved operational efficiency and lower one-off costs.
Embedded value per share grew 9% year-over-year to AUD 2.34, and has increased 53% since IPO; share price trades at a significant discount to embedded value.
Market share increased to 4.7% overall, with direct segment sales market share at 12.3% and advised sales at 14.5%.
Recognized as Life Insurance Company of the Year 2026, reflecting excellence in customer service, innovation, and industry leadership.
Financial highlights
In-force premium grew 18% year-over-year to AUD 549.2 million; new business increased 9% to AUD 69.2 million.
Lapse rate improved to 12.5%, outperforming the industry by 2.7 percentage points.
Underlying NPAT rose 15% to AUD 21.1 million; reported NPAT up 98% to AUD 14.1 million.
Underlying diluted EPS increased to 22.04cps; reported diluted EPS up to 14.77cps.
Book value per share rose 9% to AUD 2.34, or 13% excluding the Victorian stamp duty provision.
Outlook and guidance
FY27 targets: in-force premium growth above 12% and underlying NPAT growth above 10%.
Growth supported by new partnerships, automation, AI investment, and expanding high-margin direct business.
Transition to Life Company structure remains on track for completion by December 2027.
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Latest events from NobleOak Life
- In-force premium up 19% and underlying NPAT up 11%, with strong growth outlook reaffirmed.NOL
H1 2026 - Strong growth, digital transformation, and all resolutions passed with overwhelming support.NOLAGM 2025
- 20% in-force premium growth and 22% higher underlying NPAT, with strong FY26 outlook.NOLH2 2025
- Strong growth, board renewal, and digital investment position for future success.NOLAGM 2024
- In-force premiums up 22% and underlying NPAT up 19%, with strong market share gains.NOLH2 2024
- 20% in-force premium growth and 11% NPAT increase, with strong capital and digital investment.NOLH1 2025
Next NobleOak Life earnings date
AGM 202619 Nov, 2026
NobleOak Life
Next NobleOak Life earnings date
AGM 202619 Nov, 2026
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Frequently asked questions
NobleOak Life Limited is an Australian life insurance company offering a range of insurance products, including life, income protection, trauma, and total and permanent disability (TPD) insurance. The company focuses on providing straightforward and competitively priced insurance solutions directly to customers, as well as through partnerships with financial advisors and brokers. NobleOak Life Limited is headquartered in Sydney, Australia, and its shares are listed on the ASX.