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Edge20 Mar 2026
Tetra Pak: The Shape of Innovation
The story of Tetra Pak, the Rausing family, and how a paper tetrahedron gave rise to a company that now delivers almost 180 billion packages a year.
Oregon Bancorp
Oregon Bancorp (ORBN) investor relations material
Oregon Bancorp has been otc
Oregon Bancorp Q4 2025 earnings summary
Complete event summary combining all related documents: earnings call transcript, report, and slide presentation.Q4 2025 earnings summary27 Jan, 2026
Executive summary
Reported fourth quarter 2025 net income of $2.7 million ($0.37 per diluted share), up from $2.2 million ($0.31 per diluted share) in the prior quarter.
Full-year 2025 net income reached $8.6 million ($1.19 per diluted share), compared to $7.5 million ($1.05 per diluted share) in 2024.
Achieved annual loan growth of $28.1 million (4.91%) and deposit growth of $22.7 million (3.36%).
Named one of the 100 Best Companies to Work for in Oregon for 2026.
Financial highlights
Quarterly net interest margin expanded to 3.96%, up 0.08% from the prior quarter.
Return on average assets for Q4 was 1.27%; return on average equity was 14.90%.
Noninterest income for Q4 was $2.3 million, with trust fee income as a key driver.
Noninterest expense for Q4 was $6.3 million, slightly down from the previous quarter.
Book value per share at year-end was $10.86.
Outlook and guidance
Anticipates continued growth in trust services and noninterest income through 2026.
Management remains focused on supporting local business and nonprofit clients.
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Latest events from Oregon Bancorp
- Earnings and deposits grew, margins expanded, and efficiency improved amid a stable risk profile.ORBN
Q3 20259 Jan 2026 - Net income and margins improved, supported by loan and deposit growth and cost control.ORBNQ2 202528 Jul 2025
- Q1 2025 net income declined, but deposits rose and a dividend was maintained.ORBNQ1 20256 Jun 2025
- Q4 net income up, margins improved, and trust fees rose as mortgage lending winds down.ORBNQ4 20246 Jun 2025
Next Oregon Bancorp earnings date
Q1 202623 Apr, 2026
Oregon Bancorp
Next Oregon Bancorp earnings date
Q1 202623 Apr, 2026
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