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Edge16 Oct 2026
Winner, Winner: The Chicken McNugget Story
How a 1940s breeding contest, a Cornell food scientist, and a hedge by Ray Dalio helped McDonald's turn the Chicken McNugget into a fast-food icon.
Stewart Information Services
Stewart Information Services (STC) investor relations material
Stewart Information Services Q3 2026 earnings summary
Complete event summary combining all related documents: earnings call transcript, report, and slide presentation.Q3 2026 earnings summary22 Oct, 2026
Executive summary
Q3 revenue rose 13% YoY to $900.7M; GAAP net income fell 32% to $30.3M and adjusted net income fell 12% to $41.2M. Adjusted diluted EPS was $1.33 vs. $1.64.
Rising mortgage rates weakened residential activity, while commercial and agency growth supported results; priorities include expense efficiency, market share gains, and building a more resilient, higher-margin portfolio.
Financial highlights
Q3 total revenue was $900.7M vs. $796.9M; adjusted revenue was $900.7M vs. $791.3M, up 14% YoY.
Q3 pretax income was $45.6M vs. $61.2M; adjusted pretax income was $60.3M vs. $64.5M.
Nine-month revenue rose 21% to $2,581.2M; GAAP net income was $84.5M vs. $79.3M and adjusted net income was $108.2M vs. $91.6M.
Operating cash flow was $46.6M vs. $92.6M YoY, reflecting lower net income and timing of operating-liability payments.
Outlook and guidance
Residential conditions are expected to weaken into next quarter; management plans to manage costs and investments while retaining resources to serve clients and pursue opportunities.
Industry headwinds are expected to persist into next year, with continued focus on market share gains and disciplined operations.
Real Estate Solutions margins are expected to remain near current levels for the next couple of quarters, then recover; at 4.1–4.2M existing-home sales, expected margins are 13%–14%.
Title losses are expected to average in the mid-3% to 4% range over a year; AI initiatives are expected to have a robust financial impact in 18 months, with efficiencies potentially helping manage expenses over four to six quarters.
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Latest events from Stewart Information Services
- Revenue and net income rose sharply, driven by commercial and real estate solutions growth.STC
Q2 2026 - Achieved 18% revenue growth and 6.8% pre-tax margin in 2025, outpacing industry peers.STCInvestor presentation
- Q1 revenue rose 28% to $781.3M, net income hit $17M, and margins improved across segments.STCQ1 2026
- Virtual annual meeting to vote on directors, compensation, and auditors, with ESG focus.STCProxy filing
- Annual meeting to vote on directors, executive pay, auditor, with focus on governance and ESG.STCProxy filing
- 2025 saw robust revenue and profit growth, margin gains, and strong title and real estate solutions results.STCQ4 2025
- Housing market recovery and organic share growth drive optimism for higher margins and market share.STCStephens 26th Annual Investment Conference | NASH2024
- Net income more than doubled on strong commercial and real estate solutions growth.STCQ3 2024
- Q2 net income and revenue rose, led by commercial and real estate solutions growth.STCQ2 2024
Next Stewart Information Services earnings date
Q4 20263 Feb, 2027
Stewart Information Services
Next Stewart Information Services earnings date
Q4 20263 Feb, 2027
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Frequently asked questions
Stewart Information Services Corporation provides title insurance and real estate transaction services. The company supports residential and commercial property sales through underwriting, escrow, and settlement solutions. It operates through a network of direct operations and independent agents. The company is headquartered in Houston, Texas, and its shares are listed on the NYSE.