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The Federal Bank Limited offers a range of banking and financial services in India. It provides deposit products comprising savings accounts, current accounts, demat accounts, salary accounts, fixed deposits, cash certificates, recurring deposits, foreign currency accounts, gilt accounts, and NRI deposit schemes; loan products consisting of housing loans, vehicle loans, gold loans and loan against fixed deposits, shares and real estate property personal loans; credit cards; merchant banking services comprising equity capital raising through issue of equity shares/ securities convertible into equity shares, advisory on mergers and acquisitions (M&A), debt syndication services related to acquisition finance/project finance etc; corporate lending activities comprising working capital finance against pledge of invoice/stock etc., structured financing against assets such as machinery etc., investment in securities by holding them in its investment portfolio to earn income from interest/dividend or using the same for financing purposes, providing long term funds for Greenfield projects and factoring deals with recourse to get control of bad debts; and other financial services.

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