)

Usio (USIO) investor relations material
Usio Lytham Partners Consumer & Technology Summit summary
Complete event summary combining all related documents: earnings call transcript, report, and slide presentation.
Business overview and evolution
Focuses on fintech payment processing with diversified industry and payment channel coverage, including future plans for stablecoin integration.
Shifted to a growth-oriented strategy eight years ago, emphasizing recurring revenue and expanding customer base.
Operates with significant operating leverage, enabling scalable client onboarding.
Core business lines and technology
Four main business lines: ACH processing, payment facilitation, card issuing, and Output Solutions (print/mail and electronic documents).
ACH processing is high-margin, with proprietary tech and direct Federal Reserve access, providing unique data insights for merchants.
Payment facilitation targets integrated software vendors, creating organic client growth and sticky ISV relationships.
Card issuing serves government, fintech, and universities, with innovative offerings like wearables and biometric payments.
Output Solutions handles large-scale print/mail and electronic document generation, increasingly shifting to higher-margin electronic delivery.
Integration, scalability, and cross-selling
Technology is cloud-hosted and complementary, enabling cross-selling across business lines.
Internal initiative UCO1 drives cross-selling, with sales force incentivized to sell all product lines.
Recent wins include large check and ACH processing deals from existing card issuing clients.
Next Usio earnings date

The essential earnings season companion
The #1 app for live earnings calls, transcripts, analyst estimates, and more. All for free.
Live calls and transcripts
Listen to earnings calls, CMDs, investor conferences, and more – with a podcast-like experience.
Find what you need faster
Search for any keyword across all transcripts simultaneously.
Easily store key findings
Capturing important takeaways is as simple as it gets. Even during your lunch run or commute.
Your watchlist. Your dashboard.
Follow the companies that matter to you. Get a personalized feed with real-time updates.
Be the first to know
Set keyword alerts for any company, product, or competitor. Get notified the moment they're mentioned.
Consensus estimates
Access analyst consensus estimates, valuation multiples, and revenue segments splits.
All IR material in one place
The easiest way to stay updated during earnings season.
Global coverage
All events from public companies. Live and recorded.
Just click and listen
No webcast links. No manual registrations.
excellent app, it gives me free access to company earnings calls and annual reports. I also love the convenience of calls being available offline so I can listen in whilst doing other things and even when internet or WiFi isn't available.
)
One of the very few apps you could call perfect. If something was to add to it, maybe the share price of the company when you search for it, but it's already excellent.
)
This is genuinely one of the cleanest and fastest finance apps out there to track the market.
)
excellent app, it gives me free access to company earnings calls and annual reports. I also love the convenience of calls being available offline so I can listen in whilst doing other things and even when internet or WiFi isn't available.
)
One of the very few apps you could call perfect. If something was to add to it, maybe the share price of the company when you search for it, but it's already excellent.
)
This is genuinely one of the cleanest and fastest finance apps out there to track the market.
)
I can't remember the last time an app had such a positive impact on my investment process.
)
Love the app! Quartr makes it really easy to keep track of earnings calls. It also includes the reports and slides to make it easier to follow along.
)
Quartr is amazing, no way around it. It is the best right now for earnings calls, presentations, and the like.
)
I can't remember the last time an app had such a positive impact on my investment process.
)
Love the app! Quartr makes it really easy to keep track of earnings calls. It also includes the reports and slides to make it easier to follow along.
)
Quartr is amazing, no way around it. It is the best right now for earnings calls, presentations, and the like.
)
)
)
)
Frequently asked questions
Mobile app: Research anytime, anywhere with the #1 app for live earnings calls, transcripts, analyst estimates, and more. All for free.
Desktop (Quartr Pro): The leading platform for qualitative research, used daily by top firms and financial institutions.
Quartr API: Build custom solutions powered by live earnings calls, live transcripts, filings and reports, slide presentations, and more.
Explore our global coverage