AIFU (AIFU) Registration filing summary

Company overview and business model

• Operates as a leading independent financial services platform in China, specializing in AI-powered insurance solutions for mass-affluent and high-net-worth clients.

• Provides end-to-end integration across the insurance value chain, connecting financial institutions, intermediaries, and service providers.

• Focuses on leveraging AI, big data, and automation to enhance operational efficiency, client matching, and compliance.

• Corporate structure is a Cayman Islands holding company with operations conducted through PRC subsidiaries; no VIE structure as of December 2024.

Financial performance and metrics

• For 2024, consolidated net income was RMB 309.5 million, with total net revenues of RMB 1,331.8 million.

• For 2023, consolidated net income was RMB 289.1 million, with total net revenues of RMB 2,760.4 million.

• Cash flows from operating activities were RMB 142.9 million in 2024 and RMB 101.8 million in 2023.

• No dividends planned in the near future; intends to retain earnings for business operations and expansion.

Use of proceeds and capital allocation

• Net proceeds from the sale of securities will be used as set forth in the applicable prospectus supplement.

• Will not receive proceeds from the sale of shares by selling shareholders.