Aksigorta (AKGRT) Investor presentation summary

Leadership and strategic direction

• CEO with 19 years of industry experience leads a seasoned executive team focused on agile, cross-functional collaboration.

• Board and executive team include diverse expertise across finance, technology, sales, and sustainability.

• Strategic priorities emphasize disciplined underwriting, technical profitability, and capital adequacy while expanding in profitable segments and health insurance.

Distribution network and digital transformation

• Extensive distribution network with 3,657 agencies, 156 brokers, and exclusive partnership with Akbank, leveraging 6,300+ branches and 15.2 million active customers.

• Digital assistant ADA targets 10 million transactions in 2026, automating 226 processes and supported by a 235 FTE virtual workforce.

• IT investments account for 85% of annual capex, with AI and ML integrated into underwriting, pricing, and customer segmentation.

Product portfolio and market position

• Diversified offerings include motor, non-motor, health, fire, engineering, liability, marine, and critical illness insurance.

• Market leadership supported by strong JV with Sabancı Holding and Ageas, with 36% ownership each and 28% free float.

• Agency channel dominates distribution, especially in motor products, while bank channel growth is shifting toward commercial and corporate segments.