Allianz (ALV) Corporate presentation summary

Company overview and strategy

• Operates in insurance and asset management with 97 million customers across 70 countries.

• Recognized as the number one insurance brand globally and employs over 156,000 people.

• Strategic focus on transforming from a product provider to a customer-driven organization, emphasizing protection and retirement solutions.

• Pursues smart growth, productivity, and resilience as core strategic pillars.

Financial performance and targets

• 2025 total business volume reached €187bn (+4%), operating profit €17.4bn (+8%), and core net income €11.1bn (+11%).

• Core return on equity at 18.1% and Solvency II capitalization at 218%.

• 2027 targets include 7-9% EPS CAGR, return on equity above 17%, and over 60% NPS loyalty leader share.

• 6M 2026 results show operating profit up 8.6% to €9.4bn, with strong growth in P/C and AM segments.

Segment highlights

• P/C segment: €78.2bn revenue (+5%), operating profit €9.0bn (+14%), combined ratio improved to 92.2%.

• L/H segment: €5.6bn operating profit (+2%), new business margin at 5.7%, PVNBP €84.7bn (+3%).

• Asset management: €1,990bn third-party AuM, operating profit €3.3bn (+3%), net inflows €139bn (+64%).