AmeriTrust Financial Technologies (AMT) Q2 2026 earnings summary

Executive summary

• Funded lease contract value grew 205% in Q2 2026 over Q1, with 1,285 applications and 55 leases funded.

• Revenue rose 62% sequentially and 109% year-over-year in Q2 2026.

• Adjusted EBITDA loss narrowed by 18% compared to Q1 2026.

• July originations increased 38% over June, indicating strong market momentum.

Financial highlights

• Q2 2026 revenue: $885,065, up from $547,604 in Q1 2026 and $422,666 in Q2 2025.

• Gross profit for Q2 2026: $156,097, compared to $459,943 in Q1 2026 and $265,424 in Q2 2025.

• Net loss for Q2 2026: $(3,452,797), compared to $(4,001,587) in Q1 2026 and $(3,045,556) in Q2 2025.

• Adjusted EBITDA loss for Q2 2026: $(2,227,787), improved from $(2,726,806) in Q1 2026 and $(1,641,205) in Q2 2025.

• Cash on hand at June 30, 2026: $36,353,194; working capital surplus: $24,480,817.

Outlook and guidance

• Management expects continued growth in lease originations, supported by expanded funding capacity.

• Focus remains on high-prime portfolio objectives and sustainable, profitable growth.

• Ongoing nationwide expansion and technology integration to drive operational efficiency.