Arch Capital Group (ACGL) AIFA Conference 2026 presentation summary

Business overview and global presence

• Operates as a leading global specialty insurer with insurance, mortgage, and reinsurance segments across multiple continents.

• Gross premiums written reached $22.9B for the year ended December 31, 2025, with a combined ratio of 82.8%.

• Maintains a workforce of approximately 8,000 employees worldwide and is a member of the S&P 500 Index.

• Holds strong financial strength ratings: AA- from S&P and A+ from A.M. Best.

• Total capitalization stood at $26.9B as of December 31, 2025, with debt and preferred representing 13.2%.

Financial performance and shareholder value

• $100 invested in stock since 2001 outperformed both the S&P 500 and S&P 500 P&C Insurance Index, growing to $3,526 by 2025.

• Book value per common share plus cumulative dividends achieved a 15.9% compound annual growth rate since 2001.

• Consistently delivers superior risk-adjusted returns with lower volatility compared to industry peers.

• Investment income and equity method investments have steadily contributed to book value growth, with net investment income reaching $589M in 4Q25.

Business segments and diversification

• Gross premiums written in 2025: $11.1B reinsurance (48%), $10.4B insurance (46%), $1.3B mortgage (6%).

• Diversified earnings from property, casualty, specialty, and mortgage insurance across North America and international markets.

• Mortgage insurance in force reached $513B in 2025, with $1.0B in underwriting income.

• Diversification strategy provides earnings stability and supports profitable growth.