Arrow Financial (AROW) Proxy Filing summary

Voting matters and shareholder proposals

• Election of four Class C directors for three-year terms, one Class A director for one year, and one Class B director for two years is proposed for shareholder approval.

• Advisory vote on 2024 executive compensation (Say-on-Pay) is included.

• Ratification of Crowe LLP as independent auditor for the fiscal year ending December 31, 2025 is up for vote.

• Provision to transact other business that may properly come before the meeting or any adjournment.

Board of directors and corporate governance

• Nominees for director positions include Tenée R. Casaccio, James M. Dawsey, Philip C. Morris, Colin L. Read, Daniel J. White, and Kristine D. Duffy.

Executive compensation and say-on-pay

• Advisory resolution on 2024 executive compensation is presented for shareholder approval.