Banco do Brasil (BBAS3) Institutional presentation summary

Corporate profile and market position

• Holds 50% government ownership and 49.6% free float, with 1.6 million shareholders, 99% of whom are individuals.

• 217-year history marked by technological and sustainability milestones, including the first benchmark-size Nature Bond issued by a commercial financial institution in 2026.

• Maintains leadership in asset management, rural insurance, pension plans, and consortia, with significant market shares in loans and deposits.

• Operates omnichannel services with 92 million customers, 94% of transactions digital, and presence in 84 countries.

• Stock performance and analyst recommendations remain strong, with a target price of R$23.24 and consistent dividend payouts.

Strategic agenda and objectives

• Focuses on proximity, efficiency, innovation, integrity, and diversity as core values.

• Strategic objectives include smart and sustainable financial management, customer-centric innovation, and technology as a business enabler.

• Aims to lead in emerging business arenas and embed ESG in all operations.

Environmental, social, and governance (ESG)

• Sustainable loan portfolio reached R$431.5 billion, with strong commitments to low-carbon agriculture, social loans, and infrastructure financing.

• Targets for 2030 include R$500 billion in sustainable loans, R$200 billion in sustainable agriculture, and 50% women and underrepresented ethnicities in leadership.

• Diversity initiatives show 29.4% women and 31.2% underrepresented ethnicities in leadership as of June 2026.

• ESG guidelines include exclusion and restriction lists, robust credit process integration, and independent risk assessments.

• Recognized globally for ESG achievements, including Dow Jones Sustainability Indices and multiple awards for sustainability and diversity.