Bank of Changsha (601577) Q1 2026 earnings summary
Event summary combining transcript, slides, and related documents.
Q1 2026 earnings summary
29 Apr, 2026Executive summary
Total assets reached RMB 1,315.12 billion at quarter-end, up 3.70% from year-end 2025.
Net profit attributable to shareholders was RMB 2.30 billion, up 5.77% year-over-year.
Operating income for Q1 2026 was RMB 7.19 billion, a 5.64% increase year-over-year.
Loans and advances grew 5.76% to RMB 646.91 billion; deposits rose 2.91% to RMB 811.63 billion.
Financial highlights
Total revenue for Q1 2026 was RMB 7.19 billion, up from RMB 6.81 billion in Q1 2025.
Net profit attributable to shareholders increased to RMB 2.30 billion from RMB 2.17 billion year-over-year.
Basic and diluted EPS both rose to RMB 0.57, up 5.56% year-over-year.
Net cash flow from operating activities was negative RMB 21.58 billion, a significant improvement from negative RMB 52.79 billion in Q1 2025.
Outlook and guidance
Management highlights continued asset growth and stable profitability, with a focus on prudent risk management and maintaining strong capital and liquidity positions.
Latest events from Bank of Changsha
- Net profit up 3.59% to RMB 8.11 billion, NPL ratio down to 1.15%, assets up 10.59%.601577
Q4 202529 Apr 2026 - Net profit rose 6.92% year-over-year with stable asset quality and strong asset growth.601577
Q4 202417 Dec 2025 - Net profit grew 5.85% year-over-year, with stable asset quality and strong capital ratios.601577
Q3 202417 Dec 2025 - Net profit rose 4.01% on 7.54% asset growth, with stable asset quality and strong capital.601577
Q2 202417 Dec 2025 - Net profit rose 6.00% year-over-year, with assets and asset quality both showing solid growth.601577
Q3 202531 Oct 2025 - Net profit up 5.05% year-over-year, asset quality stable, interim dividend declared.601577
Q2 202529 Aug 2025 - Net profit rose 3.81% year-over-year as assets and loans expanded, with stable asset quality.601577
Q1 20256 Jun 2025