Banque Cantonale du Jura (BCJ) H1 2026 earnings summary

Executive summary

• Net profit for the first half of 2026 reached CHF 9.0 million, nearly unchanged from CHF 8.9 million a year earlier.

• Operating profit increased to CHF 20.7 million, up CHF 4.1 million year-over-year.

• The balance sheet total rose by 5.3% to CHF 4.76 billion, driven by growth in mortgage loans.

Financial highlights

• Net interest income rose 18.3% to CHF 32.8 million, mainly due to favorable changes in value adjustments for credit risks.

• Commission and service fee income increased by 6.5% to CHF 5.9 million, supported by wealth management and investment fund revenues.

• Trading and fair value operations income decreased slightly by CHF 0.2 million due to lower transaction volumes.

• Operating expenses increased by CHF 1.3 million to CHF 20.3 million, reflecting higher personnel and IT costs.

Outlook and guidance

• Despite ongoing uncertainties and pressure on interest margins, full-year 2026 profit is expected to be comparable to 2025.