Basler Kantonalbank (BSKP) Investor presentation summary

Regional and market context

• Operates in Basel, a major European life sciences hub with over 200,000 residents and 15,000+ companies, mostly SMEs.

• High density of decision centers and strong innovation capacity in the region.

Business model and structure

• Functions as a universal bank in Basel with digital offerings and a broad product portfolio for business clients.

• Owns Bank Cler, active nationwide with 23 branches and a digital banking platform.

• Fully state-guaranteed, with Basel-Stadt as the sole provider of endowment capital; participation certificates are publicly traded.

• Holds top credit ratings (AAA Fitch, AA+ S&P) and strong ESG scores.

Financial performance and stability

• Total assets of CHF 55.9 billion and a group profit of CHF 186.3 million in 2024.

• Cost-income ratio at 54.8%, net stable funding ratio at 126.6%, and total capital ratio at 18.5%.

• Return on equity at 5.9% and risk-weighted asset efficiency at 1.2%.