CIBC (CM) Registration filing summary

Company overview and business model

• Diversified financial institution governed by the Bank Act (Canada), with a history dating back to 1961 through the amalgamation of two major Canadian banks.

• Headquartered in Toronto, Ontario, with global operations and subject to both Canadian and U.S. regulatory frameworks.

• Offers a broad range of financial products and services, including senior debt securities, to institutional and retail clients.

Financial performance and metrics

• Consolidated financial statements are prepared in accordance with IFRS, audited by Ernst & Young LLP, and incorporated by reference from the 2025 Annual Report.

• Financial results, risk management, and capital adequacy are detailed in the 2025 Annual Report and quarterly reports, which are incorporated by reference.

Use of proceeds and capital allocation

• Net proceeds from the sale of securities will be added to general funds and used for general corporate purposes unless otherwise specified in a prospectus supplement.