Capitol Federal Financial (CFFN) Proxy Filing summary

Executive summary

• Annual meeting scheduled for January 27, 2026, with four key proposals for shareholder vote, including director elections, executive compensation, a new incentive plan, and auditor ratification.

• Proxy materials are provided electronically to reduce costs and environmental impact, with printed copies available upon request.

• Board and management emphasize commitment to shareholder value and transparent governance.

Voting matters and shareholder proposals

• Shareholders will vote on: election of two directors, advisory vote on executive compensation, approval of the 2026 Omnibus Incentive Plan, and ratification of KPMG as auditor.

• Board recommends voting in favor of all proposals.

• Shareholder proposals for the next annual meeting must be submitted by August 20, 2026, for inclusion in proxy materials.

Board of directors and corporate governance

• Board will reduce from eight to seven members following a director's retirement due to age limit.

• Majority of directors are independent per NASDAQ rules; Lead Independent Director role established.

• Board committees include Executive, Compensation, Stock Benefit, Audit, and Nominating, all with defined charters and responsibilities.

• Board and committees conduct annual self-assessments and skills evaluations.

• Directors possess diverse expertise in finance, banking, risk, technology, and community engagement.