China Zheshang Bank (2016) Q1 2026 earnings summary
Event summary combining transcript, slides, and related documents.
Q1 2026 earnings summary
29 Apr, 2026Executive summary
Total assets reached RMB3,712.3 billion, up 6.64% from December 31, 2025, with loans and advances up 4.71% and customer deposits up 5.44%.
Operating income for Q1 2026 was RMB17.2 billion, a 0.39% year-over-year increase; net profit attributable to shareholders was RMB5.99 billion, up 0.72%.
Net interest income declined 1.30% year-over-year, while net non-interest income rose 4.31%.
Financial highlights
Net profit attributable to shareholders: RMB5.99 billion, up 0.72% year-over-year.
Operating income: RMB17.2 billion, up 0.39% year-over-year.
Net interest margin: 1.60%, down 0.16 percentage points year-over-year.
Cost-to-income ratio: 25.73%, down 1.33 percentage points year-over-year.
Non-performing loan ratio: 1.36%, unchanged from year-end 2025.
Outlook and guidance
Management did not provide explicit forward-looking guidance in the report.
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