ChoiceOne Financial Services (COFS) Proxy filing summary

Executive summary

• Annual Meeting scheduled for May 20, 2026, will be held virtually, allowing shareholders to vote and participate online.

• Shareholders of record as of March 31, 2026, are eligible to vote on director elections, executive compensation, and auditor ratification.

• Proxy materials and annual report are available online, and shareholders are encouraged to vote in advance.

Voting matters and shareholder proposals

• Shareholders will vote on the election of five directors for terms expiring in 2029.

• Advisory approval of executive compensation and ratification of Plante & Moran, PLLC as independent auditors for 2026 are on the agenda.

• Shareholder proposals for the 2027 meeting must be submitted by December 14, 2026, for inclusion in the proxy statement.

Board of directors and corporate governance

• Board consists of 15 members, with 13 deemed independent under SEC and Nasdaq rules.

• Four standing committees: Audit, Governance and Nominating, Personnel and Benefits, and Risk, all chaired by independent directors.

• Mandatory retirement age for directors is 70; all directors attended at least 75% of meetings in 2025.

• Board leadership structure separates the roles of CEO and Chairman, with an independent director serving as Chairman.