Circle Internet Group (CRCL) Investor update summary

Arc Mainnet launch and vision

• Arc Mainnet launched as a next-generation, open Layer 1 blockchain for financial markets and agentic economic activity, featuring sub-second finality, programmable privacy, post-quantum security, and stablecoin-denominated gas.

• The network is secured and operated by a founding validator cohort of major global financial institutions, including BlackRock, DTCC, ICE, Mastercard, Visa, Standard Chartered, Galaxy, MoneyGram, SBI Group, Sumitomo Corporation, and Worldpay, ensuring trust and compliance.

• Arc integrates natively with USDC, enabling gas fees in dollars, sub-second settlement, and support for tokenized real-world assets and cross-currency settlement.

• Over 100 applications and institutional/ecosystem builders launched on day one, with $650 million in USDC natively minted on Arc within 24 hours.

• Arc introduces a full-stack platform with developer tools (Arc Studio, App Kits, Portal), EVM compatibility, and seamless interoperability across 20+ networks.

Institutional adoption and ecosystem growth

• Over 100 global banks, asset managers, payment networks, exchanges, custodians, DeFi protocols, wallets, and AI platforms are live or onboarding to Arc, with major partners including BNY, HSBC, Societe Generale, State Street, BlackRock, Janus Henderson, Mastercard, Visa, Binance, Coinbase, Aave, and Morpho.

• Major institutions are not only building on Arc but also running validators, bringing trust, liquidity, and compliance to the network.

• Tokenization of assets is a core focus, with tokenized equities, ETFs, bonds, stablecoins, and real-world assets being issued and traded on Arc.

• Arc's developer community includes over 75,000 active members and 10,000 ambassadors, with more than 1,200 projects built and 700 million testnet transactions processed.

• Partners like Morpho, Aave, Maple, Centrifuge, Uniswap, eToro, Extended, and Aerodrome are live on Arc, supporting lending, trading, FX, and credit markets.

Agentic economy and developer tools

• Arc is designed to support both human and AI agent economic activity, enabling autonomous, always-on transactions and programmable money for a new agentic economy.

• Tools like Circle Agent Stack, Arc Portal, and AgentVM provide secure, policy-controlled agent operations, with Arc Studio and App Kits enabling rapid development of stablecoin-native applications.

• Arc Sectors will provide purpose-built lanes for privacy, payments, and agent activity, targeting over 100,000 transactions per second in the Payment Sector.

• Privacy features allow selective confidentiality for institutional workflows, balancing transparency and compliance for capital markets.

• Arc supports programmable FX trading, always-on markets, and institutional-grade security, including post-quantum signatures and deterministic consensus.