Circle Internet Group (CRCL) Investor update summary

Arc Mainnet launch

• Arc Mainnet went live as an open, institution-operated Layer 1 for tokenized assets, stablecoins, financial markets, real-time payments and agentic activity, with 100+ apps and builders live on day one.

• Founding validators include BlackRock, DTCC, ICE, Mastercard, Visa, Standard Chartered, Galaxy, MoneyGram, SBI Group, Sumitomo Corporation and Worldpay.

• The 10bn ARC genesis supply is unavailable until a planned Proof-of-Stake transition in 2027; network fees remain payable in USDC.

• The testnet hosted 100+ apps and processed 700mn transactions; the developer community includes 75,000+ active members, 10,000 ambassadors and 1,200+ projects.

Network design and developer tools

• Arc supports USDC gas, sub-second finality, opt-in privacy, EVM compatibility, post-quantum signatures and deterministic consensus.

• Mainnet launched with USDC, USYC, EURC and 14 partner stablecoins covering countries with 1.3bn people and 45% of global GDP.

• CCTP and the interoperability stack connect assets across 20+ networks; Arc App Kits, Arc Studio and Arc Portal support app development, security checks and natural-language interactions.

• Planned Arc Sectors target privacy, high-volume payments and agents; the privacy sector is designed to encrypt balances and transaction details while allowing scoped auditor and regulator access, and the Payment Sector targets 100,000+ TPS.

Institutional and ecosystem participation

• More than 100 global banks, asset managers, payment networks, exchanges, custodians, DeFi protocols, wallets and AI platforms are live or onboarding; named partners include BNY, HSBC, Societe Generale, State Street, Janus Henderson, Binance, Coinbase, Aave and Morpho.

• Payments, trading, lending, FX and asset issuance were highlighted use cases across DeFi, institutional and consumer applications.

• Ripio demonstrated near-instant on-chain BRL/ARS exchange through Uniswap; institutional FX access through StableFX is planned.

• Extended plans to expand from 40–50 single-name perpetual markets toward hundreds or thousands; eToro cited Arc infrastructure for 24/7 trading access.

• Uniswap v4 is planned for day one; Centrifuge said Janus and New York Life products were live and connected to Morpho and Aave, while Morpho cited $200mn on its Arc deployment.