Coastal Financial Corporation (CCB) Proxy filing summary

Executive summary

• The 2026 Annual Meeting of Shareholders will be held virtually on May 27, 2026, at 6:00 p.m. Pacific Time.

• Shareholders can access proxy materials online and request paper or email copies by May 13, 2026.

• Voting is available via internet, mail, or during the virtual meeting, with instructions provided for each method.

Voting matters and shareholder proposals

• Election of four directors for three-year terms ending in 2029 and one director for a two-year term ending in 2028.

• Ratification of Baker Tilly US, LLP as the independent registered public accounting firm for fiscal year 2026.

• Advisory (non-binding) approval of executive compensation for named executive officers.

• Other business may be transacted as properly brought before the meeting.

Board of directors and corporate governance

• Board recommends voting FOR all director nominees and FOR Proposals 2 and 3.

• Nominees for director positions are listed with specified term durations.