Creatd (CRTD) Registration filing summary

Financial performance and metrics

• Significant share issuances occurred for debt conversions, vendor settlements, compensation, and acquisitions between January 2024 and September 2025.

• Multiple losses and gains were recognized on settlements, with notable losses on compensation settlements and some gains on liability settlements.

• Stock-based compensation was used extensively for services, vendor payments, and employee retention, including in subsidiaries.

• Ownership interests in subsidiaries Vocal, Inc. and OG Collection, Inc. decreased to 20% after equity grants to key personnel.

• Warrants were exercised for common stock, and reverse stock splits were executed in January 2024 and February 2026.

Use of proceeds and capital allocation

• Cash proceeds from common stock sales were received through equity lines, private placements, and acquisitions.

• Shares were issued for acquisitions of subsidiaries and marketable securities, expanding the company’s portfolio.

Risk factors and disclosures

• Indemnification provisions for directors and officers are included, but SEC notes such indemnification may be unenforceable under public policy.

• Undertakings clarify liability for post-effective amendments and prospectus updates, with explicit SEC compliance statements.