CSC Financial (6066) Q3 2026 earnings summary

Executive summary

• Q3 2026 operating revenue was RMB7.046bn, up 7.58% YoY; net profit attributable to equity holders was RMB2.618bn, up 1.46% YoY.

• 9M 2026 operating revenue reached RMB23.274bn, up 34.62% YoY; attributable net profit was RMB10.257bn, up 44.70% YoY.

Financial highlights

• 9M net fee and commission income rose to RMB11.719bn from RMB9.088bn; net interest income increased 53.16% to RMB1.031bn.

• 9M fair-value gains were RMB3.322bn versus a RMB604.9m loss a year earlier, a major contributor to the increase in revenue.

• 9M operating profit was RMB13.237bn, profit before tax RMB13.055bn and net profit RMB10.260bn; income tax expense rose 97.50% to RMB2.795bn.

• 9M operating cash flow fell 81.86% YoY to RMB10.512bn; investing cash outflow narrowed to RMB6.405bn from RMB40.964bn.

Key financial ratios and metrics

• 9M basic and diluted EPS were RMB1.22, each up 48.78% YoY; weighted-average ROE was 10.92%, up 2.93 percentage points.

• Total assets were RMB775.489bn at September 30, 2026, up 14.58% from year-end 2025; equity attributable to owners was RMB129.541bn, up 8.77%.

• Net capital was RMB82.404bn; capital leverage ratio was 14.18%, liquidity coverage ratio 252.08% and net stable funding ratio 193.42%.