Edelweiss Financial Services (EDELWEISS) Investor presentation summary

Business structure and organization

• Comprises seven independent operating businesses, each with dedicated management and boards, maintaining standalone P&L and balance sheets.

• Two holding company entities provide capital allocation, treasury, and shared services, and incubate new businesses.

Profit and growth performance

• Consolidated PAT is the sum of underlying businesses' PAT and corporate PAT.

• PAT of underlying businesses has grown at a 28% CAGR, with a steady and predictable outlook, targeting 20% growth.

Key financial parameters by segment

• Asset management businesses show strong ROE, with alternative asset management ROE above 25% and mutual fund ROE rising to 32.1% by Mar-26.

• Asset reconstruction maintains double-digit ROE, while NBFC and housing finance segments have lower but improving ROE.

• Insurance businesses remain loss-making, though losses are narrowing over time.