Evropi Holdings Societe Anonyme (EVR) H2 2025 earnings summary

Executive summary

• Achieved significant revenue and profitability growth in 2025, driven by successful corporate transformation and integration of insurance activities.

• Completed acquisitions of three insurance entities and finalized a major share capital increase, strengthening the operating base and diversifying revenue streams.

• Transitioned into a holding company with a strategic focus on insurance, while maintaining a substantial real estate portfolio for income diversification and liquidity flexibility.

Financial highlights

• Consolidated revenue for 2025 reached €41.96 million, with EBITDA at €13.67 million and EBT at €12.16 million, assuming full-year integration of insurance activities.

• Net debt stood at €24.84 million, with total assets of €264.7 million and total equity of €192.4 million as of year-end 2025.

• Parent company revenue rose to €9.35 million from €2.81 million year-over-year, with EBITDA at €0.96 million.

Outlook and guidance

• Strategic focus on insurance segments with competitive advantage, including property, engineering, credit, and surety.

• Plans for selective international expansion, with imminent entry into the Romanian market pending regulatory approval.