Firm Capital Mortgage Investment (FC) Q4 2025 earnings summary
Event summary combining transcript, slides, and related documents.
Q4 2025 earnings summary
5 Oct, 2026Executive summary
FY2025 net income rose 6.4% to $37.5 million; Q4 net income fell 4.7% to $8.7 million YoY. Portfolio gross carrying amount declined 6.6% to $610.9 million.
Financial highlights
FY2025 basic weighted-average EPS was $1.020, versus $0.996 in 2024; Q4 EPS was $0.238, versus $0.249 YoY.
FY2025 new investment funding was $278.0 million, versus $329.0 million in 2024; repayments were $320.7 million, versus $265.3 million.
Outlook and guidance
Forward-looking assumptions include mortgage investment opportunities and rates consistent with historical levels, plus access to adequate bank indebtedness and bank loans; actual results may differ materially.
Partial view of Summaries dataset, powered by Quartr API
Latest events from Firm Capital Mortgage Investment
- Earnings and portfolio contracted; monthly dividends remained at $0.078 per share.FC
Q1 2026 - Net income rose as the mortgage portfolio expanded, while impairment allowances increased.FCQ4 2024
- Net income fell as the portfolio shrank and average yields eased.FCQ2 2026
- Q2 net income rose 13.4%; portfolio declined 4.5% and monthly dividends were declared.FCQ2 2025
- Net income rose 16.4% as the portfolio contracted 3.4%; monthly dividends remain $0.078.FCQ1 2025
- 9M net income rose 10.3%, while the portfolio contracted 4.1%.FCQ3 2025