First Merchants (FRME) AGM 2026 summary

Opening remarks and agenda

• Meeting opened with welcome and introduction of the Board of Directors and officers.

• Agenda included a review of 2025 performance, formal voting on proposals, and a Q&A session.

Financial performance review

• Achieved record full-year results in 2025, with net income of $224.1 million and EPS of $3.88.

• Delivered double-digit earnings growth and high single-digit loan growth.

• Maintained strong capital, liquidity, and credit positions.

• Completed the acquisition of First Savings Bank in February, expanding Indiana presence.

Board and executive committee updates

• Board members and executive officers were introduced, highlighting their professional backgrounds.