Investor Update
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Gjensidige (GJF) Investor Update summary

Event summary combining transcript, slides, and related documents.

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Investor Update summary

15 Oct, 2026

Accounting standards

  • IFRS 9 Financial instruments and IFRS 17 Insurance contracts change where, when and how specific items are recognised in financial statements; Group fundamentals, underlying cash flows, solvency and dividend policy remain unchanged.

  • Webinar hosted by CFO Jostein Amdal and Chief Accountant Karen-Elise Berg Christoffersen, with a presentation and transition guide available online.

Revised financial targets

  • Annual targets from 2023: combined ratio <84%, down 1 pp; cost ratio 14%, unchanged.

  • Annual targets from 2023: return on equity >20%, up 1 pp; solvency ratio 150–200%, unchanged.

  • Financial targets for 2022 remain unchanged; revisions mainly reflect technical adjustments based on the new standards and current interest rates.

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