Goneo Group (603195) Q3 2026 earnings summary

Executive summary

• Q3 revenue was RMB 3.815bn, down 5.32% YoY; net income attributable to shareholders was RMB 680.2m, down 26.00%.

• 9M revenue edged up 0.09% YoY to RMB 12.209bn, while attributable net income fell 4.96% to RMB 2.831bn.

Financial highlights

• Q3 attributable net income excluding non-recurring items was RMB 643.5m, down 25.06% YoY; 9M adjusted attributable net income was RMB 2.544bn, down 5.83%.

• 9M total profit was RMB 3.413bn, down 5.29% YoY; consolidated net income was RMB 2.838bn versus RMB 2.982bn a year earlier.

• 9M investment income was RMB 325.7m, versus RMB 249.8m in the prior-year period.

Key financial ratios and metrics

• Basic and diluted EPS were RMB 0.38 in Q3, down 25.49% YoY, and RMB 1.57 for 9M, down 4.85%.

• Weighted average ROE was 4.62% for Q3, down 1.45 percentage points YoY, and 17.08% for 9M, down 1.18 percentage points.

• Total assets were RMB 21.274bn at September 30, down 5.68% from year-end 2025; equity attributable to shareholders was RMB 15.899bn, down 5.35%.