HDFC Bank (HDFCBANK) Q4 94/95 earnings summary
Event summary combining transcript, slides, and related documents.
Q4 94/95 earnings summary
16 Oct, 2026Executive summary
Incorporated Aug. 30, 1994, licensed Jan. 5, 1995; first branch opened Jan. 16, with operations through Mar. 31, 1995.
At Mar. 31, deposits were Rs 641.9 crore; advances, placements and investments totaled Rs 615.3 crore.
Financial highlights
Period profit before tax was Rs 120.79 lakh; tax provision was Rs 40.60 lakh and profit after tax was Rs 80.19 lakh.
Interest earned was Rs 12.61 crore and other income Rs 1.67 crore for the period ended Mar. 31, 1995.
No dividend recommended, given the short period of operations.
Outlook and guidance
FY95-96 branch expansion planned across Madras, Delhi, Calcutta, Bangalore, Ahmedabad and Pune, plus additional Bombay locations.
Strategy centered on operational excellence, customer focus, product leadership and experienced professionals, with technology-enabled services and international-standard treasury capabilities.
Latest events from HDFC Bank
- Profit rose as deposits and advances grew, with margins expected to turn upward from Q3.HDFCBANK
Q2 26/27 - Forecasts exceeded, with Rs 202.82 million net profit, 23.53% capital adequacy and no NPAs.HDFCBANKQ4 95/96
- Net profit nearly doubled as deposits and advances surged and new businesses scaled.HDFCBANKQ4 96/97
- Profit rose 75%, asset quality improved, and capital needs shaped the outlook.HDFCBANKQ4 00/01
- Net profit rose 55.9% as deposits surged and capital adequacy improved to 13.92%.HDFCBANKQ4 97/98
- Profit rose 45.7% as the Times Bank merger transformed scale and reach.HDFCBANKQ4 99/00
- Profit rose 30.5% as lending and deposits surged, but capital adequacy fell to 11.86%.HDFCBANKQ4 98/99
- Profit rose 30.5% as advances surged 73% and retail distribution scaled up.HDFCBANKQ4 02/03
- Profit rose 31.1% as lending grew, but tighter liquidity raised costs and provisions.HDFCBANKQ4 06/07