Home Bancorp (HBCP) Registration Filing summary

Company overview and business model

• Operates as a Louisiana-based bank holding company with a principal subsidiary, Home Bank, National Association, serving as a regulated national bank.

• As of September 30, 2025, reported total assets of $3.5 billion, deposits of $3.0 billion, and total shareholders' equity of $423.0 million.

• Supervised by the Federal Reserve; subject to extensive regulatory oversight designed to protect depositors and the Deposit Insurance Fund.

Financial performance and metrics

• Incorporates by reference audited financial statements for the years ended December 31, 2024 and 2023, and quarterly reports for 2025.

• Financial statements audited by Wipfli LLP, with unqualified opinions on both financials and internal controls.

Use of proceeds and capital allocation

• Net proceeds intended for general corporate purposes, including financing acquisitions, redeeming or repurchasing securities, funding subsidiaries, and repaying or refinancing debt.

• Proceeds may be temporarily invested or used to reduce indebtedness until allocated.