Housing and Urban Development (HUDCO) Q4 25/26 earnings summary

Executive summary

• Total consolidated income for FY26 rose to ₹13,150.40 crore from ₹10,311.29 crore year-over-year.

• Net profit after tax for FY26 increased to ₹4,034.37 crore from ₹2,709.14 crore year-over-year.

• The Board recommended a final dividend of ₹1.50 per share, subject to AGM approval.

• Auditors issued an unmodified opinion on both standalone and consolidated results.

Financial highlights

• Interest income for FY26 was ₹13,096.25 crore, up from ₹10,200.33 crore year-over-year.

• Total comprehensive income for FY26 was ₹3,477.15 crore, up from ₹2,544.34 crore year-over-year.

• Earnings per share (basic and diluted) for FY26 stood at ₹20.15, up from ₹13.53 year-over-year.

• Net worth as of March 31, 2026, was ₹21,975.46 crore, up from ₹17,968.05 crore year-over-year.

• No defaults in repayment of debt securities or borrowings during the year.

Outlook and guidance

• The company maintains sufficient liquidity and undrawn credit lines to meet operational and contingency needs.

• No material impact from new labour codes; monitoring continues for regulatory updates.