Hua Xia Bank Co. (600015) Q1 2025 earnings summary

Executive summary

• Net profit attributable to shareholders was RMB 5.06 billion, down 14.04% year-over-year for Q1 2025.

• Operating income reached RMB 18.19 billion, a decrease of 17.73% compared to the same quarter last year.

• Total assets grew to RMB 4.52 trillion, up 3.31% from the end of 2024.

• Loans increased 4.59% and deposits rose 6.15% from year-end 2024.

Financial highlights

• Net profit attributable to shareholders: RMB 5.06 billion, down 14.04% year-over-year.

• Operating income: RMB 18.19 billion, down 17.73% year-over-year.

• Basic EPS: RMB 0.32, down 13.51% year-over-year.

• Net cash flow from operating activities: RMB 36.74 billion, up 37.57% year-over-year.

• Total assets: RMB 4.52 trillion, up 3.31% from year-end 2024.

Outlook and guidance

• Focus remains on business transformation, structural optimization, and supporting the real economy.

• Continued efforts to improve asset quality and risk management.