IFCI (IFCI) Q4 25/26 earnings summary
Event summary combining transcript, slides, and related documents.
Q4 25/26 earnings summary
28 Apr, 2026Executive summary
Audited standalone and consolidated financial results for the quarter and year ended March 31, 2026, were approved with an unmodified audit opinion.
In-principle approval received for consolidation/merger of group companies; process initiated as per regulatory guidance.
Financial highlights
Standalone total income for FY26 was ₹924.07 crore, up from ₹841.86 crore year-over-year.
Standalone net profit for FY26 was ₹51.71 crore, compared to ₹43.80 crore in FY25.
Consolidated total income for FY26 was ₹2,134.27 crore, up from ₹2,064.16 crore year-over-year.
Consolidated net profit for FY26 was ₹434.71 crore, up from ₹348.61 crore in FY25.
Standalone EPS for FY26 was ₹0.19, up from ₹0.17 in FY25; consolidated EPS was ₹0.87, up from ₹0.69.
Outlook and guidance
No new loan exposures are being taken, leading to a reduction in standard loan accounts and a higher NPA ratio.
The company is progressing with group consolidation as per government direction.
Latest events from IFCI
- Q3 FY26 profit returns amid high NPAs and negative CRAR, with group consolidation in progress.IFCI
Q3 25/2629 Jan 2026 - Standalone loss narrows, consolidated profit rises, but CRAR and NPA ratios remain critical.IFCI
Q2 24/2519 Nov 2025 - Net profit rose in FY25, but high NPAs and negative CRAR highlight ongoing capital risks.IFCI
Q4 24/2518 Nov 2025 - Losses persist amid high NPAs and negative CRAR, with group consolidation approved.IFCI
Q3 24/2518 Nov 2025 - Profits rose on higher non-interest income, but asset quality and capital adequacy remain weak.IFCI
Q2 25/2611 Nov 2025 - Profitability improves, but high NPAs and negative CRAR highlight ongoing asset quality stress.IFCI
Q1 25/2629 Aug 2025