INDUSTRI DAN PERDAGANGAN BINTRACO DHARMA (CARS) Q3 2026 earnings summary

Executive summary

• 9M 2026 revenue reached Rp3.555T, gross profit Rp523.7B and net income Rp164.8B; EPS was Rp10.02, all above 9M 2025.

• Operating cash flow rose to Rp224.0B from Rp153.6B; period-end cash was Rp343.1B, down from Rp374.6B at Dec 2025.

Financial highlights

• Revenue was Rp3.555T vs Rp3.468T; gross profit was Rp523.7B vs Rp480.1B for 9M 2025.

• Operating profit was Rp233.3B vs Rp208.6B; profit before tax Rp219.6B vs Rp178.6B; net income Rp164.8B vs Rp145.0B.

• Net financial expense declined to Rp19.4B from Rp39.6B; income tax expense increased to Rp54.7B from Rp33.6B.

• Total comprehensive income was Rp166.8B vs Rp145.0B; profit attributable to parent owners was Rp150.3B vs Rp135.0B.

Segment performance

• Automotive revenue was Rp3.495T vs Rp3.411T; aftersales revenue was Rp60.2B vs Rp56.6B for 9M 2025.

• Consumer-financing revenue was Rp5.7M vs Rp0.9M; net consumer-financing receivables were Rp342.5B at Sep 2026 vs Rp378.3B at Dec 2025.