IntegraFin Holdings (IHP) Q4 2026 TU earnings summary

Executive summary

• FY26 ended with £4.2bn net inflows and £86.5bn closing FUD; FY26 revenue expected at ~£177m, up 13% YoY.

• Q4 net inflows were £0.9bn, supported by continued gross inflow momentum and positive full-year market and other movements.

Financial highlights

• FY26 gross inflows reached a record £11.2bn, up 11% YoY; net inflows were £4.2bn vs £4.4bn in FY25.

• Q4 gross inflows were £2.6bn vs £2.5bn YoY; outflows were £1.7bn vs £1.5bn, yielding net flows of £851m vs £1,012m.

• FY26 revenue is expected to be ~£177m vs £156.8m in FY25.

Outlook and guidance

• Transact is positioned to attract strong net inflows in FY27 and beyond and grow its share of the adviser platform market.

• Underlying administrative expense growth is expected to slow to ~3% in each of FY26 and FY27; FY26 savings are weighted to H2 due to implementation timing.

• Other guidance issued at HY26 remains unchanged; full-year results are scheduled for 9 December 2026.