International Public Joint-Stock Company T-Technologies (TCS) Q2 2026 earnings summary

Executive summary

• Revenue for the six months ended 30 June 2026 reached RR 791.9 billion, up from RR 719.2 billion year-over-year.

• Profit for the period was RR 74.5 billion, compared to RR 80.2 billion for the same period last year.

• The group completed a major acquisition of Auto.ru, expanding its digital ecosystem in the automotive sector.

Financial highlights

• Interest revenue rose to RR 558.7 billion for the six months, up from RR 515.1 billion year-over-year.

• Services revenue increased to RR 187.5 billion from RR 163.6 billion year-over-year.

• Net revenue after credit loss allowance was RR 327.2 billion, up from RR 249.4 billion year-over-year.

• Adjusted EBITDA for the six months was RR 184.5 billion, compared to RR 136.2 billion year-over-year.

• Earnings per share (basic) were RR 32.46, up from RR 29.64 year-over-year (adjusted for share split).

Outlook and guidance

• The group expects continued growth in its ecosystem strategy, leveraging recent acquisitions and investments in technology and customer experience.

• Management highlights sufficient capital and liquidity to absorb operational impacts from potential economic disruptions.