Iyogin Holdings (5830) Q1 2027 earnings summary

Executive summary

• Ordinary income rose 1.4% year-over-year to ¥80,832 million, driven by higher interest income from increased domestic rates and loan balances, despite a decline in gains from securities sales.

• Ordinary profit fell 21.0% year-over-year to ¥34,416 million, and profit attributable to owners of parent dropped 21.0% to ¥24,350 million, mainly due to increased ordinary expenses and losses on bond sales.

• Comprehensive income surged 222.5% year-over-year to ¥57,241 million, reflecting significant valuation gains on available-for-sale securities.

Financial highlights

• Net interest and dividend income increased by ¥3,323 million year-over-year to ¥29,930 million.

• Net fees and commissions rose by ¥251 million to ¥2,740 million.

• Net other ordinary income turned negative, dropping by ¥8,789 million to ¥(2,008) million.

• General and administrative expenses remained stable at ¥15,623 million.

• Basic earnings per share decreased to ¥84.77 from ¥104.78 year-over-year.

Outlook and guidance

• Full-year forecast for ordinary income is ¥270,000 million (+1.5% YoY), ordinary profit ¥111,000 million (+11.9% YoY), and profit attributable to owners of parent ¥77,000 million (+3.7% YoY).

• Dividend forecast for FY2027 is ¥80.00 per share, up from ¥60.00 in FY2026.

• The company revised its six-month forecast as of August 7, 2026.