Jackson Financial (JXN) Investor presentation summary

Financial profile

• TTM 3Q26 sales were $25.9B, adjusted operating earnings $1.8B, adjusted operating ROE 17.2%, AUM $359B and adjusted book value $11.1B; estimated RBC ratio was 524%.

• Financial strength ratings were A/A3; operations are headquartered in Lansing, Michigan, with ~3,890 employees nationally.

Annuity market and product strategy

• Industry annuity sales nearly doubled from $60B in 1Q21 to a record $118B in 2Q26, led by fixed annuities and fixed index annuities; RILA sales continued to gain traction.

• Product offerings span variable annuities, RILA, fixed and fixed index annuities, institutional products and closed-block business; retail annuity account value totaled $280B.

• Recent product enhancements include an SPIA with added liquidity, a dedicated income and accumulation FIA, and a fourth-generation RILA with crediting enhancements and flexible premiums.

• The AARP annuity program launched in Nov 2026 with four products in 10 states; national availability is targeted for H1 2027, with principal protection and guaranteed lifetime income offerings.

• RILA reached the No. 3 market position after entering in 2021; the product complements the existing lineup and provides hedge benefits relative to traditional variable annuities.

Distribution and asset management

• Distribution reaches 500+ broker-dealer partners, 121,000+ appointed advisors and 2,100+ RIAs; service leadership includes 14 consecutive years of highest customer-service recognition.

• Advisor variable-annuity NPS was +46 versus a +37 industry average; the 2026 expense ratio was 30 bps.

• Distribution support includes 280+ professionals and a 1:1 field-to-internal wholesaler pairing; the network ranked among the top five carriers for sales per field wholesaler.

• PPM America managed $102B of AUM at 3Q26, including $61B for the business; public fixed income represented 72% of assets under management.